Compare Bank & Credit Union Rates
Best savings rates in Livingston, NJ
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Livingston, NJ
- Somerset Regal BankPremium Money Market AccountPremium Money Market Account · $5,000 min
Bank · 1 branch
3.35%APY$335 a year on $10,000Requirements
Product: Check-writing privileges; no fees; a higher balance means a better rate.
Offer: Minimum daily balance to earn interest is $5,000.
3.30% interest rate · No monthly fee · Effective Oct 2, 2026
Rate checked
More details - Haven Savings BankSafe Haven Relationship SavingsSavings · $1,000 min · 0.50%–3.00% by balance
Bank · 1 branch
1.50%APY$150 a year on $10,000with conditionsRequirements
Product: Available only to residents of the NY Metro area (New York, New Jersey, Connecticut, and Pennsylvania). Minimum opening deposit of $1,000 (new money only). Must maintain a Savings Relationship Account linked to a Beacon Checking or Lighthouse 360 Checking. Maintain a daily balance of $1,000 or higher in account or relationship account to avoid a $15 maintenance fee. Interest is compounded and credited monthly based on daily balance. Fees may reduce earnings.
Offer: Must be linked to Beacon Checking or Lighthouse 360 Checking. Maintain daily balance of $1,000 or higher across accounts to avoid $15 maintenance fee. New money only for opening deposit.
Qualified rate · $15 monthly fee · Effective Oct 1, 2025
Rate by balance
Rate by balance for Safe Haven Relationship Savings Balance APY Up to $9,999 0.50% $10,000 – $49,999Your amount 1.50% $50,000 and up 3.00% Rate checked
More details - Haven Savings BankE-Statement Savings AccountSavings · $2,500 min · 0.20%–0.75% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Available only to residents of the NY Metro area (New York, New Jersey, Connecticut, and Pennsylvania). Rate may change after the account is opened. Interest is compounded continuously (per rate schedule) / compounded daily and credited monthly (per product overview). Monthly minimum balance fee of $5 if the daily balance drops below $2,500 on any day of the month.
Offer: $5 monthly maintenance fee if daily balance drops below $2,500 on any day of the month. Compounded continuously.
0.20% interest rate · Compounded daily · $5 monthly fee · Effective Jun 30, 2026
Rate by balance
Rate by balance for E-Statement Savings Account Balance APY Up to $2,499 0.20% $2,500 and upYour amount 0.75% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone.
Offer: Variable rate for daily collected balance range 0 - $9,999.99. No minimum deposit required to open; no minimum balance required to obtain APY.
0.20% interest rate · Effective Jul 15, 2026
Rate checked
More details - Haven Savings BankStep-Up Money Market AccountStep-Up Money Market Account · $5,000 min · 0.20%–3.00% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Available only to residents of the NY Metro area (New York, New Jersey, Connecticut, and Pennsylvania). The rate may change after the account is opened. Fees may reduce earnings on the account. Interest is compounded daily and credited monthly. Interest is paid on the full balance in the account at the rate that corresponds to that deposit tier.
Offer: Compounding method: Daily, credited monthly. Monthly minimum balance fee of $15 if daily balance drops below $5,000 any day of the month. Minimum balance to obtain APY: $5,000.
0.20% interest rate · Compounded daily · $15 monthly fee · Effective Jun 30, 2026
Rate by balance
Rate by balance for Step-Up Money Market Account Balance APY $5,000 – $24,999Your amount 0.20% $25,000 and up 3.00% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Available only to residents of the NY Metro area (New York, New Jersey, Connecticut, and Pennsylvania). Interest is compounded continuously and credited quarterly. Rate may change after the account is opened. $15 fee if closed within six months of opening. Monthly minimum balance fee of $2 if daily balance drops below $50 on any day of the month.
Offer: $2 monthly maintenance fee if daily balance drops below $50 on any day of the month. Compounded continuously.
0.20% interest rate · $2 monthly fee · Effective Jun 30, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Available only to residents of the NY Metro area (New York, New Jersey, Connecticut, and Pennsylvania). The rate may change after the account is opened. Fees may reduce earnings on the account.
Offer: Compounding method: Daily. Minimum balance to obtain APY: $1,000.
0.20% interest rate · Effective Jun 30, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must be a U.S. citizen or lawful permanent resident with a U.S. physical address (or military APO/FPO), at least 18 years old, and have a U.S.-based mobile phone. Paperless customer requirement: must agree to electronic delivery of disclosures/communications and maintain a valid email address.
Offer: Variable standard rate for daily collected balance range $0.01 - $9,999.99. No minimum balance required to obtain disclosed APY.
0.10% interest rate · Effective May 20, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
0.10% interest rate · Effective Oct 2, 2026
Rate checked
More details - Somerset Regal BankTiered Statement SavingsSavings · $10 min · 0.05%–0.10% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: Must maintain a Somerset Regal Bank checking account to open and maintain this account. Interest is compounded daily and credited monthly.
Offer: Must maintain a checking account with Somerset Regal Bank.
Qualified rate · 0.05% interest rate · Compounded daily · Effective Oct 2, 2026
Rate by balance
Rate by balance for Tiered Statement Savings Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.10% $50,000 and up 0.10% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 years or older.
Offer: Tier 1: 0.05% APY for daily balances of $0.01 - $4,999.99. Maintain an average daily balance of at least $10,000 to avoid the $25 monthly maintenance charge.
$25 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for Tiered Money Market Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000 0.05% $100,000 – $500,000 0.05% $500,000 – $1,500,000 0.10% $1,500,000 – $2,500,000 0.10% $2,500,000 – $5,000,000 0.10% $5,000,000 – $10,000,000 0.10% $10,000,000 and up 0.01% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Must be 18 years or older with a U.S. residential address. Initial opening deposit cannot come from an existing Valley bank account.
Offer: Earn 0.05% APY on balances of $0.01 up to $10,000. Maintain an average daily balance of at least $10,000 to avoid the $25 monthly maintenance charge.
$25 monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Livingston, NJ
32 accounts at 10 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 0.20%
- Banks, typical
- 0.05%
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New York, NY-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Quorum Federal Credit UnionCredit union · 1 branch
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- USALLIANCE FinancialCredit union · 3 branches