Bank · FDIC insured
Customers Bank Savings Rates
Customers Bank’s best savings rate is 2.80% APY on $10,000, with its High-Yield Digital Savings. Rates checked October 16, 2026.
How Customers Bank’s savings rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Customers Bank has the most branches. $10,000, best rate first.
This bank’s best
Customers Bank
2.80%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $280
High-Yield Digital Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Comenity Capital Bank
4.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $405
Customers Bank savings score
94
Savings score
Higher than 97% of U.S. banks and credit unions
- $1,000 balance$1,0002.80%
- $10,000 balance$10,0002.80%
- $100,000 balance$100,0003.63%
- QualifiedQualified2.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Customers Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Customers Bank Yield Shield Savings
3.63%APY
Available in branch, online, or through banking teams. Rate formula is midpoint of Fed Funds Target Range minus 25 basis points (0.25%). Debit card and checks are not available on this account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25,000 and upOpening deposit minimum is $25,000 online (or $0.00 in branch/banking teams). Minimum balance to earn stated APY is $25,000.00. APY and APR follow Fed rate decisions within 48 hours (midpoint of Fed Funds Target Range minus 0.25%).$25,000 and up | 3.63% | — | Opening deposit minimum is $25,000 online (or $0.00 in branch/banking teams). Minimum balance to earn stated APY is $25,000.00. APY and APR follow Fed rate decisions within 48 hours (midpoint of Fed Funds Target Range minus 0.25%). |
High-Yield Digital Savings
2.80%APY
Limited Availability.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000Tier for daily balance of $100,000 or less. | 2.80% | $280 | Tier for daily balance of $100,000 or less. |
| $100,001 and upTier for daily balance of $100,001 or greater. | 3.50% | — | Tier for daily balance of $100,001 or greater. |
Sources (1)
- customersbank.com/consumer-disclosures · captured Sep 26, 2026
Money Market
1.00%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000$5.00 monthly fee assessed if minimum balance of $1,000.00 is not maintained at all times. | 1.00% | $100 | $5.00 monthly fee assessed if minimum balance of $1,000.00 is not maintained at all times. |
| $50,001 – $100,000$5.00 monthly fee assessed if minimum balance of $1,000.00 is not maintained at all times. | 1.10% | — | $5.00 monthly fee assessed if minimum balance of $1,000.00 is not maintained at all times. |
| $100,001 – $250,000$5.00 monthly fee assessed if minimum balance of $1,000.00 is not maintained at all times. | 1.25% | — | $5.00 monthly fee assessed if minimum balance of $1,000.00 is not maintained at all times. |
| $250,001 and up$5.00 monthly fee assessed if minimum balance of $1,000.00 is not maintained at all times. | 1.50% | — | $5.00 monthly fee assessed if minimum balance of $1,000.00 is not maintained at all times. |
Sources (1)
- customersbank.com/consumer-disclosures · captured Sep 17, 2026
Digital Savings
0.75%APY
Available in branch or through banking teams.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5,000 and upMust maintain at least $5,000.00 to earn the annual percentage yield.$5,000 and up | 0.75% | $75 | Must maintain at least $5,000.00 to earn the annual percentage yield. |
Sources (1)
- customersbank.com/consumer-disclosures · captured Sep 26, 2026
High-Yield Savings
0.75%APY
Available in branch or through banking teams.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25,000 and upMust maintain at least $25,000.00 to earn the annual percentage yield.$25,000 and up | 0.75% | — | Must maintain at least $25,000.00 to earn the annual percentage yield. |
Sources (1)
- customersbank.com/consumer-disclosures · captured Sep 26, 2026
Reserve Savings
0.25%APY
Available in branch or through banking teams.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (1)
- customersbank.com/consumer-disclosures · captured Sep 26, 2026
Special-purpose accounts
Retirement Savings Account
1.00%APY
Available in branch only. Monthly fee of $5 assessed if minimum balance of $100 is not maintained at all times.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum balance of $50.00 at all times required to earn the annual percentage yield. Monthly fee of $5.00 if balance falls below $100.00.$50 and up | 1.00% | $100 | Minimum balance of $50.00 at all times required to earn the annual percentage yield. Monthly fee of $5.00 if balance falls below $100.00. |
Sources (1)
- customersbank.com/consumer-disclosures · captured Sep 26, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.