Bank · FDIC insured
The First National Bank of Elmer
A $407.8M bank headquartered in Elmer, NJ, with 6 branches in New Jersey. Best rates: CDs 3.25% and savings 2.50% APY.
The First National Bank of Elmer Carrot Score
62
Carrot Score
Higher than 5% of U.S. banks and credit unions
#104 of 118 in Philadelphia, PA-NJ-DE-MD metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About The First National Bank of Elmer
Founded in 1903, The First National Bank of Elmer began operations in a small room inside a local barbershop.
The bank operates six branch locations serving customers across Salem, Gloucester, and Cumberland counties in Southern New Jersey.
The bank is associated with Elmer Bancorp, Inc., traded on the OTC Markets under ticker ELMA.
- Headquarters
- 10 S Main St, Elmer, NJ 08318
- FDIC certificate
- 6464 ↗
Branches
6 branches in New Jersey
Loading map…
New Jersey
6 branches
Philadelphia area · 5
- The First National Bank of ElmerMain office10 S Main St, Elmer, NJ 08318Directions
- Harding Branch130 Harding Highway, Elmer, NJ 08318Directions
- Pittsgrove Branch806 Centerton Rd, Elmer, NJ 08318Directions
- Elk Branch100 Clayton Aura Rd, Glassboro, NJ 08028Directions
- The Woodstown Branch11 Bailey St, Pilesgrove, NJ 08098Directions
Vineland area · 1
- Upper Deerfield Office Branch1168 State Highway 77, Bridgeton, NJ 08302Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.00% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.14% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.75% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $92 | $81 | — |
- CapitalLeverage ratio10.00%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.14%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.75%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$92Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of The First National Bank of Elmer are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.