Credit union · NCUA insured
PFFCU – Police & Fire Federal Credit Union Savings Rates
PFFCU – Police & Fire Federal Credit Union’s best savings rate is 2.75% APY on $10,000, with its Premium Yield Account (S25). Rates checked October 16, 2026.
How PFFCU – Police & Fire Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where PFFCU – Police & Fire Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
PFFCU – Police & Fire Federal Credit Union
2.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $275
Premium Yield Account (S25)
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Comenity Capital Bank
4.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $405
PFFCU – Police & Fire Federal Credit Union savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0002.75%
- $100,000 balance$100,0003.00%
- QualifiedQualified2.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where PFFCU – Police & Fire Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Premium Yield Account (S25)
2.75%APY
Requires a $2,500 minimum balance to earn dividends. Dividends do not accrue on days when the ending balance is below $2,500. Two free withdrawals/transfers per month; $10 fee per each additional withdrawal/transfer out. Membership in PFFCU required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $50,000Tier applies to balances of $2,500 to $49,999.99 (or $2,500 - $49,999). Requires a $2,500 balance to earn dividends. | 2.75% | $275 | Tier applies to balances of $2,500 to $49,999.99 (or $2,500 - $49,999). Requires a $2,500 balance to earn dividends. |
| $50,000 and upJumbo tier for balances of $50,000 and over. | 3.00% | — | Jumbo tier for balances of $50,000 and over. |
Sources (3)
All captured Oct 6, 2026
Premium Yield Account (S25)
2.75%APY
Requires a $2,500 balance to earn dividends. Dividends do not accrue on days when ending balance is below $2,500. Entitled to two free withdrawals/transfers out per month; $10 fee per each additional withdrawal/transfer out.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $50,000Requires a $2,500 balance to earn dividends. Deposits of $2,500 to $49,999.99 earn 2.75% APY. | 2.75% | $275 | Requires a $2,500 balance to earn dividends. Deposits of $2,500 to $49,999.99 earn 2.75% APY. |
| $50,000 and upJumbo APY tier for balances $50,000 and over. | 3.00% | — | Jumbo APY tier for balances $50,000 and over. |
Savings Plus Account (S5)
1.00%APY
No minimum balance to earn dividends. Unlimited free withdrawals.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.00% | $100 |
Savings (S1)
0.25%APY
Minimum $5 deposit required to open and maintain. Opening makes you a member of PFFCU. No transaction limits.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum $5 deposit required.Any balance | 0.25% | $25 | Minimum $5 deposit required. |
Special-purpose accounts
IRA Money Markets-Traditional and Roth (S6/S12)
3.00%APY
Traditional and Roth IRA wrappers. Yields assume dividends are compounded. Membership in PFFCU required. Penalties may apply for early withdrawals.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceYields assume that all dividends are compounded.Any balance | 3.00% | $300 | Yields assume that all dividends are compounded. |
Education Savings Account (S18)
1.00%APY
Tax-advantaged education savings account. Maximum contribution limit is $2,000 per student per year. No contributions allowed after beneficiary reaches age 18 (except special-needs beneficiaries). No minimum balance required.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.00% | $100 |
Club Accounts (S2/S3)
0.00%APY
Open up to two separate club accounts per member (Vacation S2 / Holiday S3). No minimum balance or monthly service charges. Club accounts do not pay dividends.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.00% | $0 |
Who can join PFFCU – Police & Fire Federal Credit Union
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