Bank · FDIC insured
Ascendia Bank Savings Rates
Top CarrotAscendia Bank’s best savings rate is 1.50% APY on $10,000, with its New Heights Money Market Checking. Rates checked October 22, 2026.
How Ascendia Bank’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where Ascendia Bank has the most branches. $10,000, best rate first.
This bank’s best
Ascendia Bank
1.50%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $150
Welcome Tiered Statement Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Ascendia Bank savings score
89
Savings score
Higher than 88% of U.S. banks and credit unions
- $1,000 balance$1,0001.50%
- $10,000 balance$10,0001.50%
- $100,000 balance$100,0003.00%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Ascendia Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
New Heights Money Market Checking
1.50%APY
New money only (deposits not previously held by Ascendia Bank). Variable tiered rate account. Interest rate is paid on the entire account balance. If the daily balance falls below $1,000 on any day of the statement cycle, a $5.00 monthly maintenance charge applies. $5.00/month dormant account fee after 12 months of inactivity.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Tier One. Variable rate paid on entire balance. New money only. $5.00 monthly fee if daily balance falls below $1,000. Minimum to obtain APY is $0.01. | 1.50% | $150 | Tier One. Variable rate paid on entire balance. New money only. $5.00 monthly fee if daily balance falls below $1,000. Minimum to obtain APY is $0.01. |
| $50,000 and upTier Two. Variable rate paid on entire balance. New money only. $5.00 monthly fee if daily balance falls below $1,000. Minimum to obtain APY is $0.01. | 3.00% | — | Tier Two. Variable rate paid on entire balance. New money only. $5.00 monthly fee if daily balance falls below $1,000. Minimum to obtain APY is $0.01. |
Sources (2)
All captured Oct 4, 2026
Active Savings
3.00%APY on $10,000
Once you open an Active Interest Checking or Active Cash Back Account, you can also open an Active Savings Account with $5.00 minimum opening deposit. Variable rate consumer savings account; rates may change after account opening at any time. When monthly qualifications in Active Checking are met, Tier 1 and Tier 2 rates apply; otherwise, non-qualifying base rate applies. Fees may reduce earnings.
| Part of the balance | Rate on that part |
|---|---|
| Up to $300,000 | 2.92% |
| Over $300,000 | 0.30% |
On $10,000 the tiers blend to about 3.00% APY, earning $300 a year.
Sources (3)
- ascendiabank.com
- ascendiabank.com/personal-banking/active-accounts
- ascendiabank.com/personal-banking/savings
All captured Oct 22, 2026
Welcome Tiered Statement Savings
1.50%APY
New money only (defined as deposits not previously held by Ascendia Bank). Variable tiered rate account. Interest rate will be paid on the entire account balance. Rates may change after account opening and at any time. Minimum opening balance is $5.00. Minimum to obtain APY is $0.01.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000Tier One. Interest rate is 1.47%. Paid on entire account balance. | 1.50% | $150 | Tier One. Interest rate is 1.47%. Paid on entire account balance. |
| $50,000 – $250,000Tier Two. Interest rate is 1.71%. Paid on entire account balance. | 1.75% | — | Tier Two. Interest rate is 1.71%. Paid on entire account balance. |
| $250,000 and upTier Three. Interest rate is 1.95%. Paid on entire account balance. | 2.00% | — | Tier Three. Interest rate is 1.95%. Paid on entire account balance. |
Sources (1)
- ascendiabank.com/rates/deposit-rates · captured Oct 22, 2026
Centennial Money Market Checking
0.25%APY
New money only (deposits not previously held by Ascendia Bank). Variable tiered rate account. Interest rate is paid on the entire balance. If the daily balance falls below $1,000 on any day of the statement cycle, a $5.00 monthly maintenance charge applies. $5.00/month dormant account fee after 12 months of inactivity.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $75,000Variable rate paid on entire balance. New money only. $5.00 monthly fee if daily balance falls below $1,000. Minimum to obtain APY is $0.01. | 0.25% | $25 | Variable rate paid on entire balance. New money only. $5.00 monthly fee if daily balance falls below $1,000. Minimum to obtain APY is $0.01. |
| $75,000 – $250,000Variable rate paid on entire balance. New money only. $5.00 monthly fee if daily balance falls below $1,000. Minimum to obtain APY is $0.01. | 1.25% | — | Variable rate paid on entire balance. New money only. $5.00 monthly fee if daily balance falls below $1,000. Minimum to obtain APY is $0.01. |
| $250,000 and upVariable rate paid on entire balance. New money only. $5.00 monthly fee if daily balance falls below $1,000. Minimum to obtain APY is $0.01. | 1.75% | — | Variable rate paid on entire balance. New money only. $5.00 monthly fee if daily balance falls below $1,000. Minimum to obtain APY is $0.01. |
Sources (1)
- ascendiabank.com/rates/deposit-rates · captured Oct 4, 2026
Tiered Statement Savings
0.05%APY
Interest is paid from day of deposit to day of withdrawal. Interest is compounded daily and credited monthly. Variable rate account; rates subject to change at any time. Minimum to open is $5.00.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Interest rate is 0.05%. | 0.05% | — | Interest rate is 0.05%. |
| $1,000 – $25,000Interest rate is 0.05%. | 0.05% | $5 | Interest rate is 0.05%. |
| $25,000 – $50,000Interest rate is 0.05%. | 0.05% | — | Interest rate is 0.05%. |
| $50,000 – $100,000Interest rate is 0.10%. | 0.10% | — | Interest rate is 0.10%. |
| $100,000 – $150,000Interest rate is 0.10%. | 0.10% | — | Interest rate is 0.10%. |
| $150,000 and upInterest rate is 0.15%. | 0.15% | — | Interest rate is 0.15%. |
Sources (2)
All captured Oct 22, 2026
Money Market Checking
0.10%APY
Variable rate account. A maintenance charge of $5.00 will be imposed every month if daily balance on any day of statement cycle falls below $1,000.00. Minimum check amount $250.00.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upVariable rate subject to change at any time. $5.00 maintenance charge if daily balance falls below $1,000.00. Minimum check amount $250.00. Minimum to obtain APY is $5.00.$5 and up | 0.10% | $10 | Variable rate subject to change at any time. $5.00 maintenance charge if daily balance falls below $1,000.00. Minimum check amount $250.00. Minimum to obtain APY is $5.00. |
Sources (1)
- ascendiabank.com/rates/deposit-rates · captured Oct 4, 2026
Special-purpose accounts
Tiered IRA Statement Savings
0.05%APY
Tiered Statement IRA Savings accounts are also available as the same as the Tiered Statement Savings. Interest is paid from the day of deposit to the day of withdrawal. Interest is compounded daily and credited. Minimum opening balance is $5.00.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Interest rate is 0.05%. Rate schedule shared with Tiered Statement Savings. | 0.05% | — | Interest rate is 0.05%. Rate schedule shared with Tiered Statement Savings. |
| $1,000 – $25,000Interest rate is 0.05%. Rate schedule shared with Tiered Statement Savings. | 0.05% | $5 | Interest rate is 0.05%. Rate schedule shared with Tiered Statement Savings. |
| $25,000 – $50,000Interest rate is 0.05%. Rate schedule shared with Tiered Statement Savings. | 0.05% | — | Interest rate is 0.05%. Rate schedule shared with Tiered Statement Savings. |
| $50,000 – $100,000Interest rate is 0.10%. Rate schedule shared with Tiered Statement Savings. | 0.10% | — | Interest rate is 0.10%. Rate schedule shared with Tiered Statement Savings. |
| $100,000 – $150,000Interest rate is 0.10%. Rate schedule shared with Tiered Statement Savings. | 0.10% | — | Interest rate is 0.10%. Rate schedule shared with Tiered Statement Savings. |
| $150,000 and upInterest rate is 0.15%. Rate schedule shared with Tiered Statement Savings. | 0.15% | — | Interest rate is 0.15%. Rate schedule shared with Tiered Statement Savings. |
Sources (2)
All captured Oct 22, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.