Compare Bank & Credit Union Rates
Best savings rates in Missouri
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 166–180 results in Missouri
- Missouri Baptist Credit UnionRegular Share 01, 02, 03, and 04Savings · $100 min
Credit union · 1 branch
0.50%APY$50 a year on $10,0000.50% interest rate
Rate checked
More details - Joplin Metro Credit UnionMoney Market AccountMoney Market Account · $2,500 min
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: An initial deposit of $2,500.00 is required. An average daily balance of $2,500 must be maintained to avoid a fee and accrue dividends.
Offer: An initial deposit of $2,500.00 is required. An average daily balance of $2,500 must be maintained to avoid a fee and accrue monthly dividends.
0.50% interest rate
Rate checked
More details - Bank of WashingtonMoney Market DepositMoney Market Deposit · $1,000 min · 0.50%–0.80% by balance
Bank · 7 branches
0.50%APY$50 a year on $10,0000.50% interest rate
Rate by balance
Rate by balance for Money Market Deposit Balance APY Up to $20,000Your amount 0.50% $20,000 – $50,000 0.50% $50,000 – $250,000 0.65% $250,000 and up 0.80% Rate checked
More details - MA BankMoney Market CheckingMoney Market Checking · $0 min · 0.25%–1.26% by balance
Bank · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Checking Annual Percentage Yield is based on monthly compounding. Interest rate and Annual Percentage Yields may change on variable rate accounts. Fees could reduce earnings on the accounts.
0.25% interest rate · Effective Jan 6, 2026
Rate by balance
Rate by balance for Money Market Checking Balance APY Up to $9,999 0.25% $10,000 – $49,999Your amount 0.50% $50,000 and up 1.26% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Earn Dividends: $25 Average Daily Balance. Dividends: Paid Quarterly. Direct Deposit Available.
Offer: Earn Dividends: $25 Average Daily Balance; Dividends paid quarterly; Rates subject to change without notice; Rate listed reflects the rate given on the last dividend declaration date
Rate checked
More details - Midwest BankCentrePersonal Money MarketPersonal Money Market · $1,000 min · 0.25%–1.45% by balance
Bank · 17 branches
0.50%APY$50 a year on $10,000Requirements
Product: Rates apply to daily balances indicated. Rates are variable and may change after account opening. $1,000 minimum balance requirement.
0.25% interest rate
Rate by balance
Rate by balance for Personal Money Market Balance APY $999 – $9,999 0.25% $9,999 – $24,999Your amount 0.50% $24,999 – $49,999 0.90% $49,999 – $99,999 1.35% $99,999 and up 1.45% Rate checked
More details - Raytown-Lee's Summit Community Credit UnionSavings AccountsSavings · $1 min
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Dividends Compounded Monthly. Dividends Credited Monthly. Dividend Period Calendar Month. Dividend Rate and APY may change at any time as determined by the Board of Directors.
0.50% interest rate · Compounded monthly · Effective Nov 29, 2023
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Interest bearing account. Limited to 6 transfers or withdrawals per statement period/month. $2 withdrawal charge applied beyond 6 transactions. $3 monthly service charge if balance falls below $100; waived for qualifying students and customers age 60 and older.
Offer: Minimum opening balance of $100. $3 service charge if balance falls below $100 during statement period (waived for qualifying students and customers age 60+). Limited to 6 transfers/withdrawals per month/statement period ($2 fee per withdrawal beyond 6).
0.50% interest rate · $3 monthly fee · Effective Jan 26, 2026
Rate checked
More details - Peoples National BankPreferred Money MarketPreferred Money Market · $1,000 min · 0.48%–0.50% by balance
Bank · 3 branches
0.49%APY$49 a year on $10,000Requirements
Product: Avoid $10 monthly service fee by maintaining a $1,000 minimum daily balance or a $15,000 average daily balance. $1,000 minimum balance to receive interest.
Offer: Avoid $10 monthly service fee by maintaining a $1,000 minimum daily balance or a $15,000 average daily balance. APYs based on Monthly Compounding.
$10 monthly fee · Effective Sep 29, 2026
Rate by balance
Rate by balance for Preferred Money Market Balance APY $1,000 – $10,000 0.48% $10,000 – $25,000Your amount 0.49% $25,000 and up 0.50% Rate checked
More details - The First National Bank Of Nevada, MissouriSuper Money Market Account (Super MMA)Super Money Market Account (Super MMA) · $0 min · 0.00%–2.50% by balance
Bank · 1 branch
0.45%APY$45 a year on $10,0000.00% interest rate · Effective Sep 22, 2026
Rate by balance
Rate by balance for Super Money Market Account (Super MMA) Balance APY Up to $10,000 0.00% $10,000 – $25,000Your amount 0.45% $25,000 – $50,000 0.50% $50,000 – $100,000 0.75% $100,000 – $250,000 1.00% $250,000 and up 2.50% Rate checked
More details - O'Bannon BankMoney Market DepositMoney Market Deposit · $1,000 min · 0.45%–2.02% by balance
Bank · 5 branches
0.45%APY$45 a year on $10,000Requirements
Product: Monthly service charge of $10.00 waived by maintaining an average daily balance of $1,000 or more.
Offer: No minimum balance required to obtain APY. Monthly fee waived with average daily balance of $1,000 or more.
0.45% interest rate · $10 monthly fee · Effective May 1, 2026
Rate by balance
Rate by balance for Money Market Deposit Balance APY Up to $50,000Your amount 0.45% $50,000 – $100,000Blended APY range: 0.45% - 0.60%. 0.75%* $100,000 – $200,000Blended APY range: 0.60% - 0.80%. 1.01%* $200,000 – $500,000Blended APY range: 0.80% - 1.23%. 1.51%* $500,000 and upBlended APY range: 1.23% - 2.02%. 2.02%* Rate checked
More details - 0.42%APY$42 a year on $10,000
Requirements
Product: Avoid the $5 monthly service fee by maintaining a $100 minimum daily balance.
Offer: Avoid the $5 monthly service fee by maintaining a $100 minimum daily balance. APY based on monthly compounding.
$5 monthly fee · Effective Sep 15, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Interest is calculated by the daily balance method and is compounded and credited semiannually. Transfers to another account or third parties by automatic or telephone transfer are limited to 6 per month with no transfers by check, draft, or debit card.
Offer: Interest compounded and credited semi-annually.
0.40% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000with conditions
Requirements
Product: Free account that builds savings automatically. Linked to free Cha-CHING Ca$h or Cha-CHING Ca$h Back checking account. Automatic transfers of rewards. Limit one account per SSN.
Offer: Requires meeting monthly qualification cycle requirements in linked Cha-CHING Ca$h or Cha-CHING Ca$h Back account: at least 12 debit card purchases post and settle, receive eStatements, and at least 1 ACH auto debit or bill pay transaction post and settle.
Qualified rate · 0.40% interest rate · No monthly fee · Effective Oct 14, 2026
Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Statements are issued quarterly. Limited to 4 debits (withdrawals) per month; additional debits $1 each.
Offer: $2 monthly maintenance fee is waived if you maintain a $100 minimum daily balance. Variable rate of interest paid on the average daily balance during each statement cycle. Interest rate and APY may change after account opening. Fees could reduce earnings.
0.40% interest rate · $2 monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Missouri
488 accounts at 187 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
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Missouri
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MECE Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 35 branches
- 1st MidAmerica Credit UnionCredit union · 1 branch