Bank · FDIC insured
Bank of Old Monroe Savings Rates
Bank of Old Monroe’s best savings rate is 0.75% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Bank of Old Monroe’s savings rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where Bank of Old Monroe has the most branches. $10,000, best rate first.
This bank’s best
Bank of Old Monroe
0.75%APY
- Requires
- None
- Minimum
- $1,500
- Earns on $10,000 a year
- $75
Money Market Account
Top rate
JM Associates FCU
5.12%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $512
2nd-highest rate
Citizens Bank
4.50%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $450
Bank of Old Monroe savings score
83
Savings score
Higher than 62% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0001.76%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bank of Old Monroe ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.75%APY
Requires a minimum of $1,500 to open. Limited to 6 withdrawals or transfers a month. If the balance falls below $1,000, there is an $8 monthly service charge.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000If balance falls below $1,000, an $8 monthly service charge applies. Limited to 6 withdrawals or transfers per month. | 0.50% | — | If balance falls below $1,000, an $8 monthly service charge applies. Limited to 6 withdrawals or transfers per month. |
| $5,000 – $25,000If balance falls below $1,000, an $8 monthly service charge applies. Limited to 6 withdrawals or transfers per month. | 0.75% | $75 | If balance falls below $1,000, an $8 monthly service charge applies. Limited to 6 withdrawals or transfers per month. |
| $25,000 – $100,000If balance falls below $1,000, an $8 monthly service charge applies. Limited to 6 withdrawals or transfers per month. | 1.51% | — | If balance falls below $1,000, an $8 monthly service charge applies. Limited to 6 withdrawals or transfers per month. |
| $100,000 – $250,000If balance falls below $1,000, an $8 monthly service charge applies. Limited to 6 withdrawals or transfers per month. | 1.76% | — | If balance falls below $1,000, an $8 monthly service charge applies. Limited to 6 withdrawals or transfers per month. |
| $250,000 and upIf balance falls below $1,000, an $8 monthly service charge applies. Limited to 6 withdrawals or transfers per month. | 2.02% | — | If balance falls below $1,000, an $8 monthly service charge applies. Limited to 6 withdrawals or transfers per month. |
Sources (2)
All captured Sep 17, 2026
Savings Account
0.50%APY
Interest bearing account. Limited to 6 transfers or withdrawals per statement period/month. $2 withdrawal charge applied beyond 6 transactions. $3 monthly service charge if balance falls below $100; waived for qualifying students and customers age 60 and older.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum opening balance of $100. $3 service charge if balance falls below $100 during statement period (waived for qualifying students and customers age 60+). Limited to 6 transfers/withdrawals per month/statement period ($2 fee per withdrawal beyond 6).Any balance | 0.50% | $50 | Minimum opening balance of $100. $3 service charge if balance falls below $100 during statement period (waived for qualifying students and customers age 60+). Limited to 6 transfers/withdrawals per month/statement period ($2 fee per withdrawal beyond 6). |
Sources (7)
- bankofoldmonroe.com/wp-content…ccounts-2024-website.pdf
- bankofoldmonroe.com/loans/pers…ersonal-savings-accounts
- bankofoldmonroe.com/personal-banking
- bankofoldmonroe.com/personal-banking/accounts
- bankofoldmonroe.com/personal-banking/accounts/savings
- bankofoldmonroe.com/bank-rates
- bankofoldmonroe.com/personal-banking/rates
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.