Credit union · NCUA insured
Civic Central Credit Union Savings Rates
Civic Central Credit Union’s best savings rate is 0.50% APY on $10,000, with its Share Savings. Rates checked October 16, 2026.
How Civic Central Credit Union’s savings rates compare
Compared with banks and credit unions near Jefferson City, MO, where Civic Central Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Civic Central Credit Union
0.50%APY
- Minimum
- $0.01
- Earns on $10,000 a year
- $50
Share Savings
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
MECE Credit Union
3.56%APY
- Minimum
- $2,000
- Earns on $10,000 a year
- $356
Civic Central Credit Union savings score
79
Savings score
Higher than 48% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Civic Central Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings
0.50%APY
Earn Dividends: $25 Average Daily Balance. Dividends: Paid Quarterly. Direct Deposit Available.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upEarn Dividends: $25 Average Daily Balance; Dividends paid quarterly; Rates subject to change without notice; Rate listed reflects the rate given on the last dividend declaration date$25 and up | 0.50% | $50 | Earn Dividends: $25 Average Daily Balance; Dividends paid quarterly; Rates subject to change without notice; Rate listed reflects the rate given on the last dividend declaration date |
Special-purpose accounts
IRA Account
0.50%APY
Offers Traditional and Roth IRA options. Earn Dividends: $25 Average Daily Balance. Dividends: Paid Quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upEarn Dividends: $25 Average Daily Balance; Dividends paid quarterly; Rates subject to change without notice; Rate listed reflects the rate given on the last dividend declaration date$25 and up | 0.50% | $50 | Earn Dividends: $25 Average Daily Balance; Dividends paid quarterly; Rates subject to change without notice; Rate listed reflects the rate given on the last dividend declaration date |
Who can join Civic Central Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Federal, state, and local government employees and retirees in Cole, Boone, Callaway, Miller, Moniteau, and Osage counties are eligible for membership.
Family and household
- Family members (spouse, child, sibling, parent, grandparent, grandchild, aunt, uncle, niece, nephew, first cousin, or legal guardian, including step, in-law, and legally adoptive relationships) of qualifying public servants are eligible for membership.
Membership information collected October 4, 2026.