Bank · FDIC insured
Bank of Washington
Top CarrotA $1.1B bank headquartered in Washington, MO, with 7 branches in Missouri. Best rates: CDs 4.45% and savings 2.00% APY.
Bank of Washington Carrot Score
Carrot ScoreTop Carrot
Higher than 92% of U.S. banks and credit unions
#9 of 79 in St. Louis, MO-IL metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank of Washington
Established in 1877, Bank of Washington is based in Washington, Missouri.
The bank was founded by five community friends to provide a strong, safe, and reliable financial institution in a time of widespread financial trouble.
The bank is a family-owned community bank led by generations of the Eckelkamp family.
- Headquarters
- 200 W Main St, Washington, MO 63090
- FDIC certificate
- 12627 ↗
Branches
7 branches in Missouri
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Missouri
7 branches
- Bank of WashingtonMain office200 W Main St, Washington, MO 63090Directions
- Clayton Branch7701 Forsyth Blvd, Clayton, MO 63105Directions
- Gray Summit Branch2687 Highway 100, Gray Summit, MO 63039Directions
- Villa Ridge Branch3333 Highway 100, Villa Ridge, MO 63089Directions
- Detached Branch Facility1 E 14th St, Washington, MO 63090Directions
- East Fifth Street Branch2629 E 5th St, Washington, MO 63090Directions
- Schnucks Super Center Branch2073a Washington Xing, Washington, MO 63090Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.47% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 3.50% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.86% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $116 | $88 | — |
- CapitalLeverage ratio12.47%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent3.50%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.86%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$116Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank of Washington are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.