Bank · FDIC insured
MA Bank Savings Rates
MA Bank’s best savings rate is 0.75% APY on $10,000, with its 1893 Savings Account. Rates checked October 16, 2026.
How MA Bank’s savings rates compare
Compared with banks and credit unions near Kirksville, MO, where MA Bank has the most branches. $10,000, best rate first.
This bank’s best
MA Bank
0.75%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $75
1893 Savings Account
Top rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
3rd-highest rate
Equity Bank
0.30%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $30
MA Bank savings score
83
Savings score
Higher than 62% of U.S. banks and credit unions
- $1,000 balance$1,0000.75%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0001.26%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where MA Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Checking
0.50%APY
Checking Annual Percentage Yield is based on monthly compounding. Interest rate and Annual Percentage Yields may change on variable rate accounts. Fees could reduce earnings on the accounts.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $9,999 | 0.25% | — |
| $10,000 – $49,999 | 0.50% | $50 |
| $50,000 and up | 1.26% | — |
Sources (2)
All captured Sep 17, 2026
1893 Savings Account
0.75%APY
Interest bearing. $3 monthly fee waived on daily balances over $200. Annual Percentage Yields are based on quarterly compounding.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$3 fee waived on daily balances over $200. APY based on quarterly compounding.Any balance | 0.75% | $75 | $3 fee waived on daily balances over $200. APY based on quarterly compounding. |
Special-purpose accounts
Health Savings Account
1.26%APY
Available to taxpayers enrolled in a high-deductible health plan. Annual Percentage Yields are based on quarterly compounding.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAvailable to taxpayers enrolled in a high-deductible health plan. APY based on quarterly compounding.Any balance | 1.26% | $126 | Available to taxpayers enrolled in a high-deductible health plan. APY based on quarterly compounding. |
Junior Savings Account
0.75%APY
For children under the age of 18. Annual Percentage Yields are based on quarterly compounding.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFor children under the age of 18. APY based on quarterly compounding.Any balance | 0.75% | $75 | For children under the age of 18. APY based on quarterly compounding. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.