Bank · FDIC insured
O'Bannon Bank Savings Rates
O'Bannon Bank’s best savings rate is 0.45% APY on $10,000, with its Money Market Deposit. Rates checked October 16, 2026.
How O'Bannon Bank’s savings rates compare
Compared with banks and credit unions near Springfield, MO, where O'Bannon Bank has the most branches. $10,000, best rate first.
This bank’s best
O'Bannon Bank
0.45%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $45
Money Market Deposit
Top rate
Metro Credit Union
5.09%APY
- Minimum
- —
- Earns on $10,000 a year
- $509
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
O'Bannon Bank savings score
78
Savings score
Higher than 46% of U.S. banks and credit unions
- $1,000 balance$1,0000.45%
- $10,000 balance$10,0000.45%
- $100,000 balance$100,0001.01%
- QualifiedQualified0.45%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where O'Bannon Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Deposit
0.45%APY
Monthly service charge of $10.00 waived by maintaining an average daily balance of $1,000 or more.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000No minimum balance required to obtain APY. Monthly fee waived with average daily balance of $1,000 or more. | 0.45% | $45 | No minimum balance required to obtain APY. Monthly fee waived with average daily balance of $1,000 or more. |
| $50,000 – $100,000Blended APY range: 0.45% - 0.60%. No minimum balance required to obtain APY. Monthly fee waived with average daily balance of $1,000 or more. | 0.75% | — | Blended APY range: 0.45% - 0.60%. No minimum balance required to obtain APY. Monthly fee waived with average daily balance of $1,000 or more. |
| $100,000 – $200,000Blended APY range: 0.60% - 0.80%. No minimum balance required to obtain APY. Monthly fee waived with average daily balance of $1,000 or more. | 1.01% | — | Blended APY range: 0.60% - 0.80%. No minimum balance required to obtain APY. Monthly fee waived with average daily balance of $1,000 or more. |
| $200,000 – $500,000Blended APY range: 0.80% - 1.23%. No minimum balance required to obtain APY. Monthly fee waived with average daily balance of $1,000 or more. | 1.51% | — | Blended APY range: 0.80% - 1.23%. No minimum balance required to obtain APY. Monthly fee waived with average daily balance of $1,000 or more. |
| $500,000 and upBlended APY range: 1.23% - 2.02%. No minimum balance required to obtain APY. Monthly fee waived with average daily balance of $1,000 or more. | 2.02% | — | Blended APY range: 1.23% - 2.02%. No minimum balance required to obtain APY. Monthly fee waived with average daily balance of $1,000 or more. |
Sources (1)
- obannonbank.com/personal/checking-accounts · captured Sep 17, 2026
Regular Savings
0.15%APY
Interest compounded daily; accounts opened after 3-1-2019 opting for paper statements charged $3.00/statement cycle (no fee for eStatements)
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required to obtain APY; interest compounded daily; accounts opened after 3-1-2019 opting for paper statements charged $3.00/statement cycle (no fee for eStatements)Any balance | 0.15% | $15 | No minimum balance required to obtain APY; interest compounded daily; accounts opened after 3-1-2019 opting for paper statements charged $3.00/statement cycle (no fee for eStatements) |
Sources (1)
- obannonbank.com/personal/savings-account · captured Sep 17, 2026
Special-purpose accounts
Health Savings Account
0.15%APY
Enrolled in a high-deductible health plan; interest compounded monthly
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEnrolled in a high-deductible health plan; interest compounded monthlyAny balance | 0.15% | $15 | Enrolled in a high-deductible health plan; interest compounded monthly |
Sources (1)
- obannonbank.com/personal/hsa-s · captured Sep 17, 2026
Kids Club
0.15%APY
Becomes Regular Savings in the year following the child's 12th birthday; interest compounded daily; accounts opened after 3-1-2019 opting for paper statements charged $3.00/statement cycle (no fee for eStatements)
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required to obtain APY; interest compounded daily; accounts opened after 3-1-2019 opting for paper statements charged $3.00/statement cycle (no fee for eStatements)Any balance | 0.15% | $15 | No minimum balance required to obtain APY; interest compounded daily; accounts opened after 3-1-2019 opting for paper statements charged $3.00/statement cycle (no fee for eStatements) |
Sources (2)
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.