Credit union · NCUA insured
Missouri Baptist Credit Union
A $10.5M credit union headquartered in Jefferson City, MO, with 1,046 members and 1 branch in Missouri. Best rates: CDs 3.91% and savings 0.70% APY.
Missouri Baptist Credit Union Carrot Score
74
Carrot Score
Higher than 36% of U.S. banks and credit unions
#10 of 14 in Jefferson City, MO metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Missouri Baptist Credit Union
Missouri Baptist Credit Union is a federally insured state-chartered credit union based in Jefferson City, Missouri, approved in April 1963.
Formed by a group of Baptists seeking a better way to handle their finances, the institution serves Missouri Baptists.
- Headquarters
- 400 E High St, Jefferson City, MO 65101
- NCUA charter
- 64718
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of the entities, institutions, churches, and associations affiliated with or who have a historical relationship with the Missouri Baptist Convention are eligible for membership.
- Employees of the Missouri Baptist Convention are eligible for membership.
- Members of Churches and Associations located within the State of Missouri and affiliated with or who have a historical relationship with the Missouri Baptist Convention are eligible for membership.
Family and household
- Immediate and extended families (spouse, child, sibling, parent, grandparent, grandchild, aunt, uncle, niece, nephew, first cousin, legal guardian, including step, in-law, and legally adoptive relationships) of eligible Missouri Baptist Credit Union members are eligible for membership.
Branches
1 branch in Missouri
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Missouri
1 branch
- Main OfficeMain office400 E High St, Jefferson City, MO 65101Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 7.23% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.54% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.39% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $75 | $59 | — |
- CapitalNet worth ratio7.23%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.54%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.39%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$75Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Missouri Baptist Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.