Bank · FDIC insured
Freedom Bank of Southern Missouri Savings Rates
Freedom Bank of Southern Missouri’s best savings rate is 0.40% APY on $10,000, with its Statement Savings. Rates checked October 16, 2026.
How Freedom Bank of Southern Missouri’s savings rates compare
Compared with banks and credit unions near Springfield, MO, where Freedom Bank of Southern Missouri has the most branches. $10,000, best rate first.
This bank’s best
Freedom Bank of Southern Missouri
0.40%APY
- Minimum
- $100
- Earns on $10,000 a year
- $40
Statement Savings
Top rate
Metro Credit Union
5.09%APY
- Minimum
- —
- Earns on $10,000 a year
- $509
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
Freedom Bank of Southern Missouri savings score
76
Savings score
Higher than 41% of U.S. banks and credit unions
- $1,000 balance$1,0000.40%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Freedom Bank of Southern Missouri ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Statement Savings
0.40%APY
Statements are issued quarterly. Limited to 4 debits (withdrawals) per month; additional debits $1 each.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$2 monthly maintenance fee is waived if you maintain a $100 minimum daily balance. Variable rate of interest paid on the average daily balance during each statement cycle. Interest rate and APY may change after account opening. Fees could reduce earnings.Any balance | 0.40% | $40 | $2 monthly maintenance fee is waived if you maintain a $100 minimum daily balance. Variable rate of interest paid on the average daily balance during each statement cycle. Interest rate and APY may change after account opening. Fees could reduce earnings. |
Special-purpose accounts
Junior Savings (up to age 18)
0.40%APY
Available up to age 18. Statements are issued quarterly. No monthly maintenance fees or minimum balance required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo monthly maintenance fees or minimum balance required. Variable rate of interest paid on the average daily balance during each statement cycle. Interest rate and APY may change after account opening. Fees could reduce earnings.Any balance | 0.40% | $40 | No monthly maintenance fees or minimum balance required. Variable rate of interest paid on the average daily balance during each statement cycle. Interest rate and APY may change after account opening. Fees could reduce earnings. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.