Bank · FDIC insured
MA Bank
A $417.3M bank headquartered in Macon, MO, with 3 branches in Missouri. Best rates: CDs 3.85% and savings 0.75% APY.
MA Bank Carrot Score
78
Carrot Score
Higher than 47% of U.S. banks and credit unions
#2 of 5 in Kirksville, MO metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About MA Bank
Founded in 1893 in Macon, MA Bank serves Northeast Missouri communities including Macon and surrounding counties, Monroe City, and Kirksville.
The bank offers an employee stock ownership plan and specializes in agricultural banking.
- Headquarters
- 1513 N Missouri St, Macon, MO 63552
- FDIC certificate
- 14695 ↗
Branches
3 branches in Missouri
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Missouri
3 branches
Macon area · 1
- MA BankMain office1513 N Missouri St, Macon, MO 63552Directions
Kirksville area · 1
- Kirksville Branch1220 N Baltimore St, Kirksville, MO 63501Directions
Monroe City area · 1
- Monroe City Branch202 N Main St, Monroe City, MO 63456Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.54% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.96% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.06% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $65 | $81 | — |
- CapitalLeverage ratio9.54%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.96%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.06%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$65Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of MA Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.