Credit union · NCUA insured
Joplin Metro Credit Union Savings Rates
Joplin Metro Credit Union’s best savings rate is 0.50% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Joplin Metro Credit Union’s savings rates compare
Compared with banks and credit unions near Joplin, MO-KS, where Joplin Metro Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Joplin Metro Credit Union
0.50%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $50
Money Market Account
Top rate
First Community Bank
4.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
Joplin Metro Credit Union savings score
76
Savings score
Higher than 42% of U.S. banks and credit unions
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Joplin Metro Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.50%APY
An initial deposit of $2,500.00 is required. An average daily balance of $2,500 must be maintained to avoid a fee and accrue dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAn initial deposit of $2,500.00 is required. An average daily balance of $2,500 must be maintained to avoid a fee and accrue monthly dividends.Any balance | 0.50% | $50 | An initial deposit of $2,500.00 is required. An average daily balance of $2,500 must be maintained to avoid a fee and accrue monthly dividends. |
Who can join Joplin Metro Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live in Jasper or Newton counties are eligible for membership.
- Individuals who work in Jasper or Newton counties are eligible for membership.
Employers and groups
- Employees of listed Select Employer Groups (including corporate and municipal employers) are eligible for membership.
Family and household
- Immediate family members of current members are eligible for membership.
Cost to join
- Joining requires a minimum $25 deposit into a Share Account.
Membership information collected October 4, 2026.