Bank · FDIC insured
Midwest BankCentre Savings Rates
Midwest BankCentre’s best savings rate is 0.50% APY on $10,000, with its Personal Money Market. Rates checked October 16, 2026.
How Midwest BankCentre’s savings rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where Midwest BankCentre has the most branches. $10,000, best rate first.
This bank’s best
Midwest BankCentre
0.50%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $50
Personal Money Market
Top rate
JM Associates FCU
5.12%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $512
2nd-highest rate
Citizens Bank
4.50%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $450
Midwest BankCentre savings score
80
Savings score
Higher than 51% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.45%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Midwest BankCentre ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Money Market
0.50%APY
Rates apply to daily balances indicated. Rates are variable and may change after account opening. $1,000 minimum balance requirement.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $999 – $9,999 | 0.25% | — |
| $9,999 – $24,999 | 0.50% | $50 |
| $24,999 – $49,999 | 0.90% | — |
| $49,999 – $99,999 | 1.35% | — |
| $99,999 and up | 1.45% | — |
Sources (2)
All captured Sep 17, 2026
Statement Savings
0.30%APY
Requires $100 minimum opening balance and $100 monthly minimum balance. Subject to monthly maintenance fee if minimum balance falls below $100.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $9,999Monthly maintenance fee assessed if minimum balance dips below $100. | 0.30% | — | Monthly maintenance fee assessed if minimum balance dips below $100. |
| $9,999 and upMonthly maintenance fee assessed if minimum balance dips below $100. | 0.30% | $30 | Monthly maintenance fee assessed if minimum balance dips below $100. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Youth Savings
0.10%APY
Limited to one Youth Savings account per child. Requires $5 minimum opening deposit, no monthly service charge, and no minimum balance. At age 17, converts to a Statement Savings account and assessed a $3.00 service charge if balance falls below $100.00 at any time during the statement cycle.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Tiered interest-bearing account. Daily balance of $1,000.00 or less earns 4.90% interest rate and 5.01% APY on the entire balance. $0 monthly service charge and no minimum balance requirement. | 5.01% | — | Tiered interest-bearing account. Daily balance of $1,000.00 or less earns 4.90% interest rate and 5.01% APY on the entire balance. $0 monthly service charge and no minimum balance requirement. |
| Over $1,000An interest rate of 0.10% will be paid only for that portion of daily balance greater than $1,000.00. The annual percentage yield for this tier ranges from 5.01% to 0.10%, depending on the balance (blended APY calculations based on total deposit balance of $10,000). | 0.10% | $10 | An interest rate of 0.10% will be paid only for that portion of daily balance greater than $1,000.00. The annual percentage yield for this tier ranges from 5.01% to 0.10%, depending on the balance (blended APY calculations based on total deposit balance of $10,000). |
Sources (1)
- midwestbankcentre.com/personal-banking/personal-savings · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.