Bank · FDIC insured
Bank of Old Monroe
A $994.6M bank headquartered in Old Monroe, MO, with 5 branches in Missouri. Best rates: CDs 3.28% and savings 0.75% APY.
Bank of Old Monroe Carrot Score
71
Carrot Score
Higher than 30% of U.S. banks and credit unions
#53 of 79 in St. Louis, MO-IL metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank of Old Monroe
Bank of Old Monroe was founded in September 1906 when a group of local farmers gathered with a vision of opening a local community bank.
The bank serves Lincoln, Pike, Warren, and St. Charles counties with five locations across Old Monroe, Moscow Mills, O'Fallon, Wentzville, and Troy.
Bank of Old Monroe operates as a locally owned and operated financial institution.
- Headquarters
- 2100 Highway C, Old Monroe, MO 63369
- FDIC certificate
- 1655 ↗
Branches
5 branches in Missouri
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Missouri
5 branches
- The Bank of Old MonroeMain office2100 Highway C, Old Monroe, MO 63369Directions
- Moscow Mills Branch#10 Freise Industrial Drive, Moscow Mills, MO 63362Directions
- O'Fallon Branch401 T R Hughes Blvd, O'Fallon, MO 63366Directions
- Troy Branch100 Market Place Dr, Troy, MO 63379Directions
- Wentzville Facility1093 Wentzville Pkwy, Wentzville, MO 63385Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.55% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.62% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $73 | $81 | — |
- CapitalLeverage ratio10.55%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.62%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$73Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank of Old Monroe are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.