Credit union · NCUA insured
Joplin Metro Credit Union
A $56.3M credit union headquartered in Joplin, MO, with 5,858 members and 2 branches in Missouri. Best rates: CDs 4.07% and savings 0.50% APY.
Joplin Metro Credit Union Carrot Score
85
Carrot Score
Higher than 71% of U.S. banks and credit unions
#2 of 15 in Joplin, MO-KS metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Joplin Metro Credit Union
Formed in 1950 to serve Bell employees and their families, Joplin Metro Credit Union is a member-owned financial institution headquartered in Joplin, Missouri.
After merging with Jasper County Credit Union in 1990 and adopting its current name in 1993, it now operates two branches serving Jasper and Newton counties and surrounding areas.
- Headquarters
- 3301 Texas Ave, Joplin, MO 64804
- NCUA charter
- 64691
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live in Jasper or Newton counties are eligible for membership.
- Individuals who work in Jasper or Newton counties are eligible for membership.
Employers and groups
- Employees of listed Select Employer Groups (including corporate and municipal employers) are eligible for membership.
Family and household
- Immediate family members of current members are eligible for membership.
Cost to join
- Joining requires a minimum $25 deposit into a Share Account.
Branches
2 branches in Missouri
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Missouri
2 branches
- Joplin Metro Credit UnionMain office3301 Texas Ave, Joplin, MO 64804Directions
- Joplin Metro Credit Union716 S Pearl Ave, Joplin, MO 64801Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 17.73% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.78% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 2.10% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $89 | $59 | — |
- CapitalNet worth ratio17.73%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.78%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets2.10%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$89Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Joplin Metro Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.