Bank · FDIC insured
O'Bannon Bank
A $332.6M bank headquartered in Buffalo, MO, with 5 branches in Missouri. Best rates: CDs 4.00% and savings 0.45% APY.
O'Bannon Bank Carrot Score
75
Carrot Score
Higher than 39% of U.S. banks and credit unions
#15 of 27 in Springfield, MO metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About O'Bannon Bank
- Headquarters
- 1347 S Ash St, Buffalo, MO 65622
- FDIC certificate
- 8295 ↗
Branches
5 branches in Missouri
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Missouri
5 branches
- O'Bannon Banking CompanyMain office1347 S Ash St, Buffalo, MO 65622Directions
- Fair Grove Branch101 N Union Grove Rd, Fair Grove, MO 65648Directions
- O'Bannon Banking Company Pleasant Hope Branch5492 Highway H, Pleasant Hope, MO 65725Directions
- Springfield Branch3120 E Sunshine St, Springfield, MO 65804Directions
- Strafford Branch201 S State Highway 125, Strafford, MO 65757Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.36% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.46% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.16% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $84 | $81 | — |
- CapitalLeverage ratio9.36%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.46%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.16%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$84Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of O'Bannon Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.