Bank · FDIC insured
Midwest BankCentre
A $3.1B bank, the 412th largest of 4,207, headquartered in Lemay, MO, with 17 branches in Missouri. Best rates: CDs 4.25% and savings 0.50% APY.
Midwest BankCentre Carrot Score
77
Carrot Score
Higher than 43% of U.S. banks and credit unions
#44 of 79 in St. Louis, MO-IL metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Midwest BankCentre
Midwest BankCentre is a bank founded in 1906 that provides banking services across the St. Louis region.
The bank is headquartered in St. Louis, Missouri.
- Headquarters
- 2191 Lemay Ferry Rd, Lemay, MO 63125
- FDIC certificate
- 1058 ↗
Branches
17 branches in Missouri
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Missouri
17 branches
- Midwest BankCentreMain office2191 Lemay Ferry Rd, Lemay, MO 63125Directions
- Arnold Branch1950 Richardson Rd, Arnold, MO 63010Directions
- Chesterfield Branch500 Chesterfield Ctr, Chesterfield, MO 63017Directions
- Crystal City Branch300 S Truman Blvd, Crystal City, MO 63019Directions
- Desoto Branch2101 Rock Rd, De Soto, MO 63020Directions
- Dellwood Branch10190 West Florissant Road, Dellwood, MO 63136Directions
- Fenton Branch1007 Bowles Ave, Fenton, MO 63026Directions
- Frontenac Branch10429 Clayton Rd, Frontenac, MO 63131Directions
- Hazelwood Branch700 James S Mcdonnell Blvd, Hazelwood, MO 63042Directions
- Imperial Branch1030 Main St, Imperial, MO 63052Directions
- Lindenwood Branch1820 S 1st Capitol Dr, St. Charles, MO 63303Directions
- Bevo Branch4612 Gravois Ave, St. Louis, MO 63116Directions
- Friendly Temple Branch5501 Dr Martin Luther King Dr, St. Louis, MO 63112Directions
- Grand Avenue Branch5515 S Grand Blvd, St. Louis, MO 63111Directions
- North Broadway Branch3529 N Broadway, St. Louis, MO 63147Directions
- Oakville Branch5575 Telegraph Rd, St. Louis, MO 63129Directions
- Pagedale Branch6810 Page Ave, St. Louis, MO 63133Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.15% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.07% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.34% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $97 | $88 | — |
- CapitalLeverage ratio12.15%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.07%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.34%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$97Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Midwest BankCentre are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.