Credit union · NCUA insured
Raytown-Lee's Summit Community Credit Union
A $59.6M credit union headquartered in Raytown, MO, with 7,039 members and 2 branches in Missouri. Best rates: CDs 2.68% and savings 0.50% APY.
Raytown-Lee's Summit Community Credit Union Carrot Score
66
Carrot Score
Higher than 15% of U.S. banks and credit unions
#62 of 79 in Kansas City, MO-KS metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Raytown-Lee's Summit Community Credit Union
Established in 1958, Raytown-Lee's Summit Community Credit Union is a member-owned financial cooperative.
The credit union moved to its current Raytown location in 1994, opened a Lee's Summit branch in 1997, changed its name to RLSCCU in 2002, and opened a Blue Springs branch in 2011.
- Headquarters
- 10021 E 66th Ter, Raytown, MO 64133
- NCUA charter
- 62815
Branches
2 branches in Missouri
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Missouri
2 branches
- Raytown BranchMain office10021 E 66th Ter, Raytown, MO 64133Directions
- Lee's Summit Branch504 SW 3rd St, Lee's Summit, MO 64063Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 8.68% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.83% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.50% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $53 | $59 | — |
- CapitalNet worth ratio8.68%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.83%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.50%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$53Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Raytown-Lee's Summit Community Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.