Compare Bank & Credit Union Rates
Best savings rates in Massachusetts
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 256–270 results in Massachusetts
- 0.15%APY$15 a year on $10,000
Requirements
Product: Waive monthly fee with $250 avg. monthly balance OR if you've notified us that you're 18 or younger or 65 or older.
Offer: Minimum opening deposit of $1. The minimum balance to earn the APY is $10. Fees may reduce earnings.
0.15% interest rate · $5 monthly fee
Rate checked
More details - Greylock Federal Credit UnionShare PreferredSavings · $15 min · 0.10%–0.20% by balance
Credit union · 11 branches
0.15%APY$15 a year on $10,000Requirements
Product: Tiered rate savings account. Daily balance method used for dividend calculation. If balance falls below $2,500.00 but remains equal to or above $15.00, standard Share rate applies.
0.10% interest rate · Effective Aug 17, 2026
Rate by balance
Rate by balance for Share Preferred Balance APY Up to $2,500 0.10% $2,500 – $100,000Your amount 0.15% $100,000 and up 0.20% Rate checked
More details - Webster First Federal Credit UnionMoney MarketMoney Market · $5 min · 0.10%–0.15% by balance
Credit union · 14 branches
0.15%APY$15 a year on $10,000Requirements
Product: Available in Central and Eastern Massachusetts. Must live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County or be a current Webster First member to open. No monthly maintenance fees.
0.10% interest rate · No monthly fee · Effective May 18, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.10% $1,000 – $25,000Your amount 0.15% $25,000 – $50,000 0.15% $50,000 – $100,000 0.15% $100,000 – $250,000 0.15% $250,000 – $500,000 0.15% $500,000 and up 0.15% Rate checked
More details - All One Credit UnionPremium Money Market AccountPremium Money Market Account · $1,000 min · 0.15%–0.30% by balance
Credit union · 11 branches
0.15%APY$15 a year on $10,000Requirements
Product: Must maintain a minimum daily balance of $1,000.00 to avoid a monthly service charge fee of $5.00. Membership requirements apply.
Offer: Minimum deposit of $1,000.00 required to open account. Minimum $61.00 to earn dividend. $5.00 monthly fee waived if minimum daily balance of $1,000.00 is maintained.
0.15% interest rate · $5 monthly fee · Effective Jul 31, 2026
Rate by balance
Rate by balance for Premium Money Market Account Balance APY Up to $50,000Your amount 0.15% $50,000 and upMinimum $50,000.00 to earn dividend. 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Tiered dividends based on the balance at the end of the month.
0.10% interest rate · Effective Sep 18, 2025
Rate by balance
Rate by balance for Share Savings Balance APY Up to $10,000 0.10% $10,000 – $20,000Your amount 0.15% $20,000 – $30,000 0.20% $30,000 and up 0.25% Rate checked
More details - Florence BankPerformance Money Market AccountPerformance Money Market Account · $1,000 min · 0.05%–0.40% by balance
Bank · 14 branches
0.15%APY$15 a year on $10,000with conditionsRequirements
Product: A Personal Checking Account is required to open the Performance Money Market Account.
Qualified rate · 0.05% interest rate · Effective May 13, 2026
Rate by balance
Rate by balance for Performance Money Market Account Balance APY $10 and up 0.05% $10,000 and upYour amount 0.15% $25,000 and up 0.20% $50,000 and up 0.30% $100,000 and up 0.40% Rate checked
More details - Florence BankMoney Market AccountMoney Market Account · $1,000 min · 0.05%–0.15% by balance
Bank · 14 branches
0.15%APY$15 a year on $10,0000.05% interest rate · Effective May 13, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $10 and up 0.05% $1,000 and upYour amount 0.15% Rate checked
More details - Alden Credit UnionMoney Market AccountsMoney Market Accounts · $1,000 min · 0.10%–0.45% by balance
Credit union · 2 branches
0.15%APY$15 a year on $10,000Requirements
Product: Minimum opening deposit of $1,000.00. Must maintain a minimum daily balance of $1,000.00 in the account each day to obtain the disclosed APY. Dividends are credited and compounded monthly.
Offer: Must maintain a minimum daily balance of $1,000.00 each day to obtain disclosed APY.
0.10% interest rate · Compounded monthly · Effective Jan 24, 2024
Rate by balance
Rate by balance for Money Market Accounts Balance APY $1,000 – $5,000 0.10% $5,000 – $20,000Your amount 0.15% $20,000 – $50,000 0.25% $50,000 – $100,000 0.35% $100,000 and up 0.45% Rate checked
More details - 0.12%APY$12 a year on $10,000
Requirements
Product: Rate is variable and may change after account opening.
Offer: Variable rate. Account details state earning interest requires a minimum daily balance of $10, while the rate schedule indicates N/A for minimum daily balance to obtain APY. No monthly maintenance fee.
0.12% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Rate may change after the account is opened.
0.10% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: Rate may change after the account is opened.
0.10% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Only available as part of the Mortgage Bonus Bundle program with an approved Country Bank residential owner-occupied mortgage, Country Bank Checking account, and Home Savings account.
Offer: Base interest rate and APY.
Qualified rate · 0.10% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Available in conjunction with Perks Checking or Relationship Rewards Checking. If closed or converted, reverts to base rate. Limit to one account per tax reported SSN.
Offer: Base rate. Standard account or when qualifying checking account is closed.
Qualified rate · 0.10% interest rate · No monthly fee · Effective Oct 22, 2026
Rate checked
More details - Everett BankStandard Money MarketStandard Money Market · $10 min · 0.05%–0.10% by balance
Bank · 3 branches
0.10%APY$10 a year on $10,000intro rateRequirements
Product: Consumer accounts only. Rates are variable and subject to change after account opening. Fees could reduce earnings.
Offer: Rates are variable and subject to change after account opening. Fees could reduce earnings.
Promotional rate · 0.05% interest rate · Effective Oct 22, 2026
Rate by balance
Rate by balance for Standard Money Market Balance APY Up to $10,000 0.05% $10,000 and upYour amount 0.10% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: No maintenance fees. No minimum balance required. Opening an account online is only available to people who live in New England. Sweep option available for a $5 fee.
Offer: Rate may change after account opening. Fees could reduce earnings. Daily minimum balance to obtain APY is $0.01.
0.10% interest rate · No monthly fee · Effective Sep 21, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Massachusetts
620 accounts at 196 banks and credit unions · checked Oct 22
- Typical
- 0.10%
- Top 10% from
- 2.41%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Massachusetts
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 14 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches