Bank · FDIC insured
Pentucket Bank
Top CarrotA $1.1B bank headquartered in Haverhill, MA, with 6 branches in 2 states. Best rates: CDs 4.25% and savings 1.16% APY.
Pentucket Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 78% of U.S. banks and credit unions
#37 of 141 in Boston, MA-NH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Pentucket Bank
Established in 1891 when it received its mutual charter, Pentucket Bank is supported by River Run Bancorp, MHC as part of the River Run family.
Pentucket Bank serves neighbors and local businesses across the Merrimack Valley and Southern New Hampshire.
- Headquarters
- 1 Merrimack St, Haverhill, MA 01830
- FDIC certificate
- 90208 ↗
Branches
6 branches in 2 states
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Massachusetts
4 branches
- Pentucket BankMain office1 Merrimack St, Haverhill, MA 01830Directions
- Lowell Avenue Branch395 Lowell Ave, Haverhill, MA 01832Directions
- Stadium Branch120 Lincoln Ave, Haverhill, MA 01830Directions
- North Andover Branch1065 Osgood St, North Andover, MA 01845Directions
New Hampshire
2 branches
- Hampstead Nh Branch201 State Route 111, Hampstead, NH 03841Directions
- Salem Nh Branch234 N Broadway, Salem, NH 03079Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.67% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.79% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.74% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $102 | $88 | — |
- CapitalLeverage ratio11.67%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.79%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.74%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$102Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Pentucket Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.