Credit union · NCUA insured
Alden Credit Union
A $187.9M credit union headquartered in Chicopee, MA, with 12,757 members and 2 branches in Massachusetts. Best rates: CDs 3.75% and savings 0.15% APY.
Alden Credit Union Carrot Score
64
Carrot Score
Higher than 11% of U.S. banks and credit unions
#16 of 22 in Springfield, MA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Alden Credit Union
- Headquarters
- 710 Grattan St, Chicopee, MA 01020-1255
- NCUA charter
- 67951
Branches
2 branches in Massachusetts
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Massachusetts
2 branches
Springfield area · 1
- Main OfficeMain office710 Grattan St, Chicopee, MA 01020Directions
Amherst Town area · 1
- Belchertown175 State St, Belchertown, MA 01007Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.18% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.14% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.25% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $95 | $76 | — |
- CapitalNet worth ratio9.18%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.14%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.25%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$95Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Alden Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.