Bank · FDIC insured
Everett Bank
A $1.7B bank headquartered in Everett, MA, with 3 branches in Massachusetts. Best rates: CDs 3.75% and savings 1.75% APY.
Everett Bank Carrot Score
84
Carrot Score
Higher than 65% of U.S. banks and credit unions
#44 of 141 in Boston, MA-NH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Everett Bank
Everett Co-operative Bank, operating as Everett Bank, is a subsidiary of its parent company, ECB Bancorp, Inc.
It has operated as a community bank for over 135 years, serving locations in Everett, Lynnfield, and Woburn, Massachusetts.
- Headquarters
- 419 Broadway, Everett, MA 02149
- FDIC certificate
- 26444 ↗
Branches
3 branches in Massachusetts
Loading map…
Massachusetts
3 branches
- Everett Co-operative BankMain office419 Broadway, Everett, MA 02149Directions
- Lynnfield Branch771 Salem St, Lynnfield, MA 01940Directions
- Woburn Branch331 Montvale Ave, Woburn, MA 01801Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.81% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.10% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.77% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $117 | $88 | — |
- CapitalLeverage ratio9.81%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.10%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.77%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$117Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Everett Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.