Country Bank for Savings High-Yield Savings & Money Market Rates

How Country Bank for Savings’s savings rates compare

Compared with banks and credit unions near Worcester, MA, where Country Bank for Savings has the most branches. $10,000, best rate first.

This bank’s best
Country Bank for Savings
3.60%APY
Requires
Another account
Minimum
$10
Earns on $10,000 a year
$360
Advantage Savings Account
Top rate
Clinton Savings Bank
3.85%APY
Requires
None
Minimum
$100
Earns on $10,000 a year
$385
Clinton Savings Bank rates
3rd-highest rate
First Tech Federal Credit Union
3.50%APY
Requires
Another account
Minimum
$25
Earns on $10,000 a year
$350
First Tech Federal Credit Union rates

Compare savings rates near you →

Savings score

Higher than 96% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.10%
$10,000 balance$10,0003.30%
$100,000 balance$100,0003.30%
QualifiedQualified3.60%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Country Bank for Savings ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

Advantage Savings Account

Up to 3.60%APYRequirements apply$10 to open

Available in conjunction with Perks Checking or Relationship Rewards Checking. Monthly maintenance fee is $0. Must deposit $10 to open. Daily balance of $10.00 required to earn APY. Inactivity fee of $10 charged after 1 year of inactivity and every 90 days thereafter on balances under $1,000.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$10 and upPaired with Relationship Rewards Checking. Preferred rate of 3.40% added to base rate of 0.10%, resulting in 3.50% interest rate and 3.60% APY. Requires active Relationship Rewards Checking account.$10 and up	3.60%	$360	Paired with Relationship Rewards Checking. Preferred rate of 3.40% added to base rate of 0.10%, resulting in 3.50% interest rate and 3.60% APY. Requires active Relationship Rewards Checking account.
$10 and upPaired with Perks Checking. Preferred rate of 0.65% added to base rate of 0.10%, resulting in 0.75% interest rate and 0.80% APY. Requires active Perks Checking account.$10 and up	0.80%	$80	Paired with Perks Checking. Preferred rate of 0.65% added to base rate of 0.10%, resulting in 0.75% interest rate and 0.80% APY. Requires active Perks Checking account.
$10 and upBase rate. Applicable to all balances ($10 minimum to earn APY).$10 and up	0.10%	$10	Base rate. Applicable to all balances ($10 minimum to earn APY).

Sources (3)

All captured Oct 5, 2026

High Yield Savings Account Special

3.30%APYPromotional$10,000 to open

Liquid high-yield savings account special. Minimum $10,000 in new money to open. Maintain minimum daily balance of $10.00 to obtain advertised APY. Not open to Municipalities or Businesses. Monthly fee $0. Inactivity fee of $10 charged after 1 year of inactivity and every 90 days thereafter on balances under $1,000.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$10 and upRequires minimum of $10,000 in new money (funds not currently on deposit with Country Bank) to open. Maintain minimum daily balance of $10.00 to obtain APY.$10 and up	3.30%	$330	Requires minimum of $10,000 in new money (funds not currently on deposit with Country Bank) to open. Maintain minimum daily balance of $10.00 to obtain APY.

Sources (3)

All captured Oct 5, 2026

Money Market Special

1.00%APY$25,000 to open

You must deposit $25,000.00 to open this account. New money is required to open, and is considered as any funds not currently on deposit with Country Bank. Available to existing customers in any state and new customers residing in New England States (CT, MA, ME, NH, RI, VT).

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $25,000Daily balances of $10.00 – $24,999.99 earn 1.00% APY. New money required to open.	1.00%	$100	Daily balances of $10.00 – $24,999.99 earn 1.00% APY. New money required to open.
$25,000 – $50,000Daily balances of $25,000.00 – $49,999.99 earn 2.02% APY. New money required to open.	2.02%	—	Daily balances of $25,000.00 – $49,999.99 earn 2.02% APY. New money required to open.
$50,000 – $500,000Daily balances of $50,000.00 – $499,999.99 earn 2.78% APY. New money required to open.	2.78%	—	Daily balances of $50,000.00 – $499,999.99 earn 2.78% APY. New money required to open.
$500,000 and upDaily balances of $500,000.00 and up earn 1.00% APY. New money required to open.	1.00%	—	Daily balances of $500,000.00 and up earn 1.00% APY. New money required to open.

Sources (2)

All captured Oct 5, 2026

Home Savings

Up to 2.02%APYRequirements apply$10 to open

Available only as part of Mortgage Bonus Bundle program requiring an approved Country Bank residential owner-occupied mortgage, a new or existing Country Bank Checking account, and a Home Savings account. Requires $10.00 deposit to open and $10.00 daily balance to earn disclosed APY.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$10 and upBump rate. Requires qualifying activities within monthly statement cycle: set up and maintain Automatic Loan Payment to Mortgage from Country Bank Checking, receive Direct Deposit into Checking, and sign up for eStatements on Checking and Home Savings.$10 and up	2.02%	$202	Bump rate. Requires qualifying activities within monthly statement cycle: set up and maintain Automatic Loan Payment to Mortgage from Country Bank Checking, receive Direct Deposit into Checking, and sign up for eStatements on Checking and Home Savings.
$10 and upBase rate on the account.$10 and up	0.10%	$10	Base rate on the account.

Sources (1)

countrybank.com/online-account…closure-mortgage-savings · captured Oct 5, 2026

Money Market Account

0.15%APY$1,000 to open

Open a money market account with $1,000 and keep earning with just a $10 minimum balance. Available to existing customers in any state and new customers residing in New England States (CT, MA, ME, NH, RI, VT).

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $1,000Daily balances of $10.00 – $999.99 earn 0.05% APY.	0.05%	—	Daily balances of $10.00 – $999.99 earn 0.05% APY.
$1,000 – $10,000Daily balances of $1,000 – $9,999.99 earn 0.10% APY.	0.10%	—	Daily balances of $1,000 – $9,999.99 earn 0.10% APY.
$10,000 – $50,000Daily balances of $10,000 – $49,999.99 earn 0.15% APY.	0.15%	$15	Daily balances of $10,000 – $49,999.99 earn 0.15% APY.
$50,000 – $100,000Daily balances of $50,000 – $99,999.99 earn 0.25% APY.	0.25%	—	Daily balances of $50,000 – $99,999.99 earn 0.25% APY.
$100,000 and upDaily balances of $100,000.00 and above earn 0.35% APY.	0.35%	—	Daily balances of $100,000.00 and above earn 0.35% APY.

Sources (3)

All captured Oct 5, 2026

Statement Savings Account

0.10%APY$10 to open

$10 minimum opening deposit and $10 daily balance to earn APY. Monthly fee is $0. Inactivity fee of $10 charged after 1 year of inactivity and every 90 days thereafter on balances under $1,000.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$10 and up	0.10%	$10

Sources (3)

All captured Oct 5, 2026

Special-purpose accounts

Choice Savings Account

0.10%APYKids and teens$10 to open

Kids savings account. Monthly fee is $0. $10 minimum opening deposit and $10 minimum balance to earn APY. Inactivity fee of $10 charged after 1 year of inactivity and every 90 days thereafter on balances under $1,000.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$10 and up	0.10%	$10

Sources (2)

All captured Oct 5, 2026

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

Visit institution website ↗Branches and institution details

← Country Bank for Savings overview

How Country Bank for Savings’s savings rates compare

Country Bank for Savings savings score

Current savings rates

Advantage Savings Account

High Yield Savings Account Special

Money Market Special

Home Savings

Money Market Account

Statement Savings Account

Special-purpose accounts

Choice Savings Account

Opening an account