Credit union · NCUA insured
Greylock Federal Credit Union
A $1.7B credit union, the 292nd largest of 4,329, headquartered in Pittsfield, MA, with 106,155 members and 12 branches in 2 states. Best rates: CDs 3.51% and savings 0.45% APY.
Greylock Federal Credit Union Carrot Score
72
Carrot Score
Higher than 32% of U.S. banks and credit unions
#5 of 6 in Pittsfield, MA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Greylock Federal Credit Union
Greylock Federal Credit Union is a credit union with branch locations throughout Berkshire County, Massachusetts and Columbia County, New York.
- Headquarters
- 150 West St, Pittsfield, MA 01201
- NCUA charter
- 24560
Branches
12 branches in 2 states
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Massachusetts
11 branches
- West StreetMain office150 West St, Pittsfield, MA 01201Directions
- Adams2 Park St, Adams, MA 01220Directions
- Gt. Barrington (Main) Office250 Stockbridge Rd, Great Barrington, MA 01230Directions
- Lee Office43 Park St, Lee, MA 01238Directions
- Lenox68 Main St, Lenox, MA 01240Directions
- Ashland Street131 Ashland St, North Adams, MA 01247Directions
- Allendale5 Cheshire Rd, Pittsfield, MA 01201Directions
- Elm Street71 Elm St, Pittsfield, MA 01201Directions
- Kellogg Street75 Kellogg St, Pittsfield, MA 01201Directions
- Lanesborough1664 North St, Pittsfield, MA 01201Directions
- Williamstown455 Main St, Williamstown, MA 01267Directions
New York
1 branch
- Greenport/Hudson464 Fairview Ave, Hudson, NY 12534Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.81% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.35% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.88% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $91 | $88 | — |
- CapitalNet worth ratio12.81%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.35%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.88%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$91Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Greylock Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.