Bank · FDIC insured
Pentucket Bank Savings Rates
Top CarrotPentucket Bank’s best savings rate is 1.16% APY on $10,000, with its Money Market Account. Rates checked October 15, 2026.
How Pentucket Bank’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where Pentucket Bank has the most branches. $10,000, best rate first.
This bank’s best
Pentucket Bank
1.16%APY
- Requires
- None
- Minimum
- $10
- Earns on $10,000 a year
- $116
Money Market Account
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
Pentucket Bank savings score
87
Savings score
Higher than 76% of U.S. banks and credit unions
- $1,000 balance$1,0001.13%
- $10,000 balance$10,0001.16%
- $100,000 balance$100,0001.21%
- QualifiedQualified1.16%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Pentucket Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.16%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000$10 minimum balance fee waived with $1,000 minimum daily balance; $1,000 minimum daily balance required to obtain APY. | 0.00% | — | $10 minimum balance fee waived with $1,000 minimum daily balance; $1,000 minimum daily balance required to obtain APY. |
| $1,000 – $10,000$10 minimum balance fee waived with $1,000 minimum daily balance; $1,000 minimum daily balance required to obtain APY. | 1.13% | — | $10 minimum balance fee waived with $1,000 minimum daily balance; $1,000 minimum daily balance required to obtain APY. |
| $10,000 – $25,000$10 minimum balance fee waived with $1,000 minimum daily balance; $1,000 minimum daily balance required to obtain APY. | 1.16% | $116 | $10 minimum balance fee waived with $1,000 minimum daily balance; $1,000 minimum daily balance required to obtain APY. |
| $25,000 – $50,000$10 minimum balance fee waived with $1,000 minimum daily balance; $1,000 minimum daily balance required to obtain APY. | 1.16% | — | $10 minimum balance fee waived with $1,000 minimum daily balance; $1,000 minimum daily balance required to obtain APY. |
| $50,000 – $100,000$10 minimum balance fee waived with $1,000 minimum daily balance; $1,000 minimum daily balance required to obtain APY. | 1.21% | — | $10 minimum balance fee waived with $1,000 minimum daily balance; $1,000 minimum daily balance required to obtain APY. |
| $100,000 – $500,000$10 minimum balance fee waived with $1,000 minimum daily balance; $1,000 minimum daily balance required to obtain APY. | 1.21% | — | $10 minimum balance fee waived with $1,000 minimum daily balance; $1,000 minimum daily balance required to obtain APY. |
| $500,000 and up$10 minimum balance fee waived with $1,000 minimum daily balance; $1,000 minimum daily balance required to obtain APY. | 1.31% | — | $10 minimum balance fee waived with $1,000 minimum daily balance; $1,000 minimum daily balance required to obtain APY. |
Sources (2)
All captured Oct 15, 2026
Statement Savings
0.12%APY
Rate is variable and may change after account opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable rate. Account details state earning interest requires a minimum daily balance of $10, while the rate schedule indicates N/A for minimum daily balance to obtain APY. No monthly maintenance fee.Any balance | 0.12% | $12 | Variable rate. Account details state earning interest requires a minimum daily balance of $10, while the rate schedule indicates N/A for minimum daily balance to obtain APY. No monthly maintenance fee. |
Sources (3)
- pentucketbank.com/banking/checking-and-savings
- pentucketbank.com/deposit-rates
- pentucketbank.com/statement-savings
All captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.