Credit union · NCUA insured
Alden Credit Union Savings Rates
Alden Credit Union’s best savings rate is 0.15% APY on $10,000, with its Money Market Accounts. Rates checked October 15, 2026.
How Alden Credit Union’s savings rates compare
Compared with banks and credit unions near Springfield, MA, where Alden Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Alden Credit Union
0.15%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $15
Money Market Accounts
Top rate
Country Bank for Savings
3.60%APY
- Requires
- Another account
- Minimum
- $10
- Earns on $10,000 a year
- $360
2nd-highest rate
Polish National Credit Union
3.50%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $350
Alden Credit Union savings score
67
Savings score
Higher than 20% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.45%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Alden Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
0.15%APY
Minimum opening deposit of $1,000.00. Must maintain a minimum daily balance of $1,000.00 in the account each day to obtain the disclosed APY. Dividends are credited and compounded monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $5,000Must maintain a minimum daily balance of $1,000.00 each day to obtain disclosed APY. | 0.10% | — | Must maintain a minimum daily balance of $1,000.00 each day to obtain disclosed APY. |
| $5,000 – $20,000Must maintain a minimum daily balance of $1,000.00 each day to obtain disclosed APY. | 0.15% | $15 | Must maintain a minimum daily balance of $1,000.00 each day to obtain disclosed APY. |
| $20,000 – $50,000Must maintain a minimum daily balance of $1,000.00 each day to obtain disclosed APY. | 0.25% | — | Must maintain a minimum daily balance of $1,000.00 each day to obtain disclosed APY. |
| $50,000 – $100,000Must maintain a minimum daily balance of $1,000.00 each day to obtain disclosed APY. | 0.35% | — | Must maintain a minimum daily balance of $1,000.00 each day to obtain disclosed APY. |
| $100,000 and upMust maintain a minimum daily balance of $1,000.00 each day to obtain disclosed APY. | 0.45% | — | Must maintain a minimum daily balance of $1,000.00 each day to obtain disclosed APY. |
Sources (1)
- aldencu.com/personal-banking/savings-cds-iras · captured Sep 18, 2026
Statement Savings
0.05%APY
No maintenance fee. Minimum balance required to open is $25.00. Must maintain a minimum daily balance of $25.00 each day to obtain the disclosed annual percentage yield. Interest compounded and credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMust maintain a minimum daily balance of $25.00 in account each day to obtain disclosed APY. No maintenance fee.$25 and up | 0.05% | $5 | Must maintain a minimum daily balance of $25.00 in account each day to obtain disclosed APY. No maintenance fee. |
Sources (3)
- aldencu.com/member-resources/rates
- aldencu.com/personal-banking/p…s-checking-account-rates
- aldencu.com/personal-banking/savings-cds-iras
All captured Sep 18, 2026
Special-purpose accounts
Christmas Club
0.05%APY
Minimum balance required to open is $1.00. Must maintain a minimum daily balance of $10.00 each day to obtain the disclosed annual percentage yield. Maximum deposit of $10,000.00 per year. Minimum deposit of $1.00 per deposit. Deposits can be made from $1 to $190 a week. Funds transferred to designated account on club maturity date.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMinimum balance to open is $1.00. Must maintain a minimum daily balance of $10.00 each day to obtain disclosed APY. Maximum deposit $10,000.00 per year.$10 and up | 0.05% | $5 | Minimum balance to open is $1.00. Must maintain a minimum daily balance of $10.00 each day to obtain disclosed APY. Maximum deposit $10,000.00 per year. |
Sources (3)
- aldencu.com/member-resources/rates
- aldencu.com/personal-banking/p…s-checking-account-rates
- aldencu.com/personal-banking/savings-cds-iras
All captured Sep 18, 2026
IRA Savings
0.05%APY
Minimum balance required to open is $25.00. Must maintain a minimum daily balance of $25.00 each day to obtain the disclosed annual percentage yield. Interest compounded and credited monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMust maintain a minimum daily balance of $25.00 in account each day to obtain disclosed APY.$25 and up | 0.05% | $5 | Must maintain a minimum daily balance of $25.00 in account each day to obtain disclosed APY. |
Sources (3)
- aldencu.com/member-resources/rates
- aldencu.com/personal-banking/p…s-checking-account-rates
- aldencu.com/personal-banking/savings-cds-iras
All captured Sep 18, 2026
Who can join Alden Credit Union
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