Bank · FDIC insured
Cambridge Savings Bank Savings Rates
Cambridge Savings Bank’s best savings rate is 0.15% APY on $10,000, with its Simple Savings. Rates checked October 15, 2026.
How Cambridge Savings Bank’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where Cambridge Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Cambridge Savings Bank
1.75%APY
- Requires
- Another account
- Minimum
- $1
- Earns on $10,000 a year
- $175
Relationship High-Yield Money Market
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
Cambridge Savings Bank savings score
78
Savings score
Higher than 46% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified1.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Cambridge Savings Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Relationship High-Yield Money Market
Up to 1.75%APY
Monthly maintenance service charge of $10 is waived with $1,000 average monthly balance. Non-CSB ATM surcharge reimbursement up to $12/month. Interest is not paid on account balances below $10. Variable rate tiered account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000With Performance Plus Checking. Monthly maintenance service charge of $10 is waived with $1,000 average monthly balance. | 1.50% | — | With Performance Plus Checking. Monthly maintenance service charge of $10 is waived with $1,000 average monthly balance. |
| Up to $10,000Without Performance Plus Checking. Monthly maintenance service charge of $10 is waived with $1,000 average monthly balance. | 1.25% | — | Without Performance Plus Checking. Monthly maintenance service charge of $10 is waived with $1,000 average monthly balance. |
| $10,000 – $50,000With Performance Plus Checking. Monthly maintenance service charge of $10 is waived with $1,000 average monthly balance. | 1.75% | $175 | With Performance Plus Checking. Monthly maintenance service charge of $10 is waived with $1,000 average monthly balance. |
| $10,000 – $50,000Without Performance Plus Checking. Monthly maintenance service charge of $10 is waived with $1,000 average monthly balance. | 1.50% | $150 | Without Performance Plus Checking. Monthly maintenance service charge of $10 is waived with $1,000 average monthly balance. |
| $50,000 – $250,000With Performance Plus Checking. Monthly maintenance service charge of $10 is waived with $1,000 average monthly balance. | 2.20% | — | With Performance Plus Checking. Monthly maintenance service charge of $10 is waived with $1,000 average monthly balance. |
| $50,000 – $250,000Without Performance Plus Checking. Monthly maintenance service charge of $10 is waived with $1,000 average monthly balance. | 1.95% | — | Without Performance Plus Checking. Monthly maintenance service charge of $10 is waived with $1,000 average monthly balance. |
| $250,000 – $1,000,000With Performance Plus Checking. Monthly maintenance service charge of $10 is waived with $1,000 average monthly balance. | 2.80% | — | With Performance Plus Checking. Monthly maintenance service charge of $10 is waived with $1,000 average monthly balance. |
| $250,000 – $1,000,000Without Performance Plus Checking. Monthly maintenance service charge of $10 is waived with $1,000 average monthly balance. | 2.55% | — | Without Performance Plus Checking. Monthly maintenance service charge of $10 is waived with $1,000 average monthly balance. |
| $1,000,000 and upWith Performance Plus Checking. Monthly maintenance service charge of $10 is waived with $1,000 average monthly balance. | 3.10% | — | With Performance Plus Checking. Monthly maintenance service charge of $10 is waived with $1,000 average monthly balance. |
| $1,000,000 and upWithout Performance Plus Checking. Monthly maintenance service charge of $10 is waived with $1,000 average monthly balance. | 2.85% | — | Without Performance Plus Checking. Monthly maintenance service charge of $10 is waived with $1,000 average monthly balance. |
Sources (2)
- cambridgesavings.com/personal/banking/savings
- cambridgesavings.com/understanding-your-deposit-account
All captured Oct 15, 2026
Simple Savings
0.15%APY
Waive monthly fee with $250 avg. monthly balance OR if you've notified us that you're 18 or younger or 65 or older.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMinimum opening deposit of $1. The minimum balance to earn the APY is $10. Fees may reduce earnings.$10 and up | 0.15% | $15 | Minimum opening deposit of $1. The minimum balance to earn the APY is $10. Fees may reduce earnings. |
Sources (1)
- cambridgesavings.com/personal/banking/savings · captured Sep 18, 2026
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