Credit union · NCUA insured
Greylock Federal Credit Union Savings Rates
Greylock Federal Credit Union’s best savings rate is 0.45% APY on $10,000, with its Advantage Money Market. Rates checked October 15, 2026.
How Greylock Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Pittsfield, MA, where Greylock Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Greylock Federal Credit Union
0.45%APY
- Requires
- None
- Minimum
- $15
- Earns on $10,000 a year
- $45
Advantage Money Market
Top rate
Lee Bank
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $400
2nd-highest rate
Pittsfield Cooperative Bank
3.51%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $351
Greylock Federal Credit Union savings score
77
Savings score
Higher than 44% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.45%
- $100,000 balance$100,0000.95%
- QualifiedQualified0.45%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Greylock Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Advantage Money Market
0.45%APY
Available to all members. Tiered rate account where specified dividend rate for a tier applies to the portion of the account balance within that tier. Dividends calculated daily and credited monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Minimum balance to earn APY is $15.00. | 0.25% | — | Minimum balance to earn APY is $15.00. |
| $2,500 – $25,000Minimum balance to earn APY is $15.00. | 0.45% | $45 | Minimum balance to earn APY is $15.00. |
| $25,000 – $50,000Minimum balance to earn APY is $15.00. | 0.75% | — | Minimum balance to earn APY is $15.00. |
| $50,000 – $100,000Minimum balance to earn APY is $15.00. | 0.95% | — | Minimum balance to earn APY is $15.00. |
| $100,000 – $200,000Minimum balance to earn APY is $15.00. | 0.95% | — | Minimum balance to earn APY is $15.00. |
| $200,000 and upMinimum balance to earn APY is $15.00. | 0.95% | — | Minimum balance to earn APY is $15.00. |
Sources (2)
- greylock.org/content/docs/RatesServicePrices.pdf
- greylock.org/save/savings/money-market-accounts.html
All captured Sep 18, 2026
Share Preferred
0.15%APY
Tiered rate savings account. Daily balance method used for dividend calculation. If balance falls below $2,500.00 but remains equal to or above $15.00, standard Share rate applies.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.10% | — |
| $2,500 – $100,000 | 0.15% | $15 |
| $100,000 and up | 0.20% | — |
Sources (2)
All captured Sep 18, 2026
Primary Share
0.10%APY
Only one Primary Share Account per member permitted. Account serves as membership share. Daily balance method used for dividend calculation.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $15 and up | 0.10% | $10 |
Sources (2)
All captured Sep 18, 2026
Share Savings
0.10%APY
Multiple Share Savings accounts are permitted. A balance of $15.00 or more earns dividends. Daily balance method used for dividend calculation.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $15 and upStandard Share rate applies to balances of $15.00 or more.$15 and up | 0.10% | $10 | Standard Share rate applies to balances of $15.00 or more. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
IRA Advantage Share
0.45%APY
Tiered IRA savings account. No monthly service fees or annual trustee fees. Available for Traditional, Rollover, Roth, and Coverdell IRAs. Daily balance method used for dividend calculation.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.25% | — |
| $2,500 – $25,000 | 0.45% | $45 |
| $25,000 – $50,000 | 0.75% | — |
| $50,000 – $100,000 | 0.95% | — |
| $100,000 – $200,000 | 0.95% | — |
| $200,000 and up | 0.95% | — |
Sources (2)
- greylock.org/content/docs/RatesServicePrices.pdf
- greylock.org/save/savings/indi…retirement-accounts.html
All captured Sep 18, 2026
Holiday Club
0.20%APY
The entire balance is transferred to another account on or after October 1. Withdrawals before the end of the club term/maturity (September 30th) are not permitted; if a withdrawal is made, the account may be closed and full balance paid, and a new account cannot be opened until the following October 1st.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $15 and up | 0.20% | $20 |
Sources (2)
All captured Sep 18, 2026
IRA Variable Share
0.10%APY
No monthly service fees or annual trustee fees. IRA savings wrapper available for Traditional, Rollover, Roth, and Coverdell IRAs. Contributions can be made via lump sums, regular deposits, or payroll deductions. Daily balance method used for dividend calculation.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $15 and up | 0.10% | $10 |
Sources (2)
- greylock.org/content/docs/RatesServicePrices.pdf
- greylock.org/save/savings/indi…retirement-accounts.html
All captured Sep 18, 2026
Who can join Greylock Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.