Credit union · NCUA insured
Webster First Federal Credit Union Savings Rates
Webster First Federal Credit Union’s best savings rate is 0.15% APY on $10,000, with its Money Market. Rates checked October 15, 2026.
How Webster First Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Worcester, MA, where Webster First Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Webster First Federal Credit Union
0.75%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $75
Money Market Plus
Top rate
Clinton Savings Bank
3.85%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $385
2nd-highest rate
Country Bank for Savings
3.60%APY
- Requires
- Another account
- Minimum
- $10
- Earns on $10,000 a year
- $360
Webster First Federal Credit Union savings score
70
Savings score
Higher than 27% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Webster First Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Plus
0.75%APY
Available in Central and Eastern Massachusetts. Must live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County or be a current Webster First member to open. Qualifying criteria: have a Webster First checking account, at least 1 direct deposit into checking account per month, and at least 5 debit card transactions from checking account per month. No monthly maintenance fees.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Requires Webster First checking account, at least 1 direct deposit per month into checking, and at least 5 debit card transactions per month from checking. | 0.50% | — | Requires Webster First checking account, at least 1 direct deposit per month into checking, and at least 5 debit card transactions per month from checking. |
| $1,000 – $25,000Requires Webster First checking account, at least 1 direct deposit per month into checking, and at least 5 debit card transactions per month from checking. | 0.75% | $75 | Requires Webster First checking account, at least 1 direct deposit per month into checking, and at least 5 debit card transactions per month from checking. |
| $25,000 – $50,000Requires Webster First checking account, at least 1 direct deposit per month into checking, and at least 5 debit card transactions per month from checking. | 1.26% | — | Requires Webster First checking account, at least 1 direct deposit per month into checking, and at least 5 debit card transactions per month from checking. |
| $50,000 – $100,000Requires Webster First checking account, at least 1 direct deposit per month into checking, and at least 5 debit card transactions per month from checking. | 1.77% | — | Requires Webster First checking account, at least 1 direct deposit per month into checking, and at least 5 debit card transactions per month from checking. |
| $100,000 – $250,000Requires Webster First checking account, at least 1 direct deposit per month into checking, and at least 5 debit card transactions per month from checking. | 3.00% | — | Requires Webster First checking account, at least 1 direct deposit per month into checking, and at least 5 debit card transactions per month from checking. |
| $250,000 – $500,000Requires Webster First checking account, at least 1 direct deposit per month into checking, and at least 5 debit card transactions per month from checking. | 3.25% | — | Requires Webster First checking account, at least 1 direct deposit per month into checking, and at least 5 debit card transactions per month from checking. |
| $500,000 and upRequires Webster First checking account, at least 1 direct deposit per month into checking, and at least 5 debit card transactions per month from checking. | 3.50% | — | Requires Webster First checking account, at least 1 direct deposit per month into checking, and at least 5 debit card transactions per month from checking. |
Sources (1)
- websterfirst.com/bank/savings/money-market · captured Sep 18, 2026
Money Market
0.15%APY
Available in Central and Eastern Massachusetts. Must live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County or be a current Webster First member to open. No monthly maintenance fees.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.10% | — |
| $1,000 – $25,000 | 0.15% | $15 |
| $25,000 – $50,000 | 0.15% | — |
| $50,000 – $100,000 | 0.15% | — |
| $100,000 – $250,000 | 0.15% | — |
| $250,000 – $500,000 | 0.15% | — |
| $500,000 and up | 0.15% | — |
Sources (1)
- websterfirst.com/bank/savings/money-market · captured Sep 18, 2026
First Rate Savings
0.05%APY
Must live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County or be a current Webster First member. Membership qualifying primary share account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Compounds daily. No monthly maintenance fee. | 0.05% | — | Compounds daily. No monthly maintenance fee. |
| Over $1,000Compounds daily. No monthly maintenance fee. | 0.05% | $5 | Compounds daily. No monthly maintenance fee. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
All Purpose Club
0.05%APY
Must live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester County or be a current Webster First member to open.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upEarn dividends on all balances over $10. No monthly maintenance fees.$10 and up | 0.05% | $5 | Earn dividends on all balances over $10. No monthly maintenance fees. |
Sources (1)
- websterfirst.com/bank/savings/all-purpose-account · captured Sep 18, 2026
Who can join Webster First Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Essex, Middlesex, Suffolk, or Worcester Counties of Massachusetts are eligible to join.
Employers and groups
- Current Webster First employees, community volunteers, and surviving spouses of individuals who died while within the field of membership are eligible to join.
- Businesses and other legal entities located in Worcester, Essex, Middlesex, or Suffolk Counties, Massachusetts are eligible to join.
Family and household
- Members of the immediate family or household, and organizations of anyone meeting eligibility qualifications, are eligible to join.
Membership information collected October 5, 2026.