Compare Bank & Credit Union Rates
Best savings rates in Massachusetts
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 136–150 results in Massachusetts
- MountainOnePinnacle Money MarketPinnacle Money Market · $50 min · 0.45%–1.15% by balance
Bank · 6 branches
0.55%APY$55 a year on $10,000Effective Oct 22, 2026
Rate by balance
Rate by balance for Pinnacle Money Market Balance APY $1 and up 0.45% $5,000 and upYour amount 0.55% $25,000 and up 0.65% $50,000 and up 0.95% $100,000 and up 1.15% $250,000 and up 1.15% Rate checked
More details - Service Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.55%–2.50% by balance
Credit union · 1 branch
0.55%APY$55 a year on $10,000Requirements
Product: Must be a member of Service CU or establish membership with $5 in a Primary Savings Account. If at any time during the month the money market daily balance drops below $2,500.00, a fee of $5 will be assessed. Fees could reduce the earnings on the account. Variable rates subject to change without notice.
Offer: Tier 1. Minimum balance to earn dividends is $2,500.00. Variable APY. A $5 fee is assessed if daily balance drops below $2,500.00.
0.55% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $25,000Your amount 0.55% $25,000 – $100,000Tier 2. 0.70% $100,000 and upTier 3. 2.50% Rate checked
More details - Jeanne D'Arc Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 0.50%–0.65% by balance
Credit union · 9 branches
0.55%APY$55 a year on $10,000Requirements
Product: Requires a $5.00 Membership Account. Requires a $1,000 minimum balance to open and a minimum daily balance of $1,000 each day to obtain the disclosed APY.
Offer: Must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed APY. Requires a $5.00 Membership Account.
0.50% interest rate · No monthly fee · Effective Mar 31, 2023
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $10,000 0.50% $10,000 – $25,000Your amount 0.55% $25,000 – $50,000 0.55% $50,000 – $100,000 0.60% $100,000 and up 0.65% Rate checked
More details - Cape & Coast BankPremier Money MarketPremier Money Market · $25 min · 0.53%–2.85% by balance
Bank · 10 branches
0.53%APY$53 a year on $10,000with conditionsRequirements
Product: Requires an accompanying checking account with Cape & Coast Bank with at least two (2) deposits and three (3) withdrawals post and clear within the first 90 calendar days of account opening; otherwise, converted to Money Market account. Zero monthly maintenance fees. FDIC and DIF insured.
Qualified rate · 0.53% interest rate · No monthly fee
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $25,000Your amount 0.53% $25,000 – $100,000 2.24% $100,000 – $249,999 2.34% $250,000 – $500,000 2.59% $500,000 – $1,000,000 2.85% $1,000,000 and up 2.85% Rate checked
More details - SCU Credit UnionMyMoney MarketMyMoney Market · $5 min · 0.03%–1.25% by balance
Credit union · 12 branches
0.50%APY$50 a year on $10,000Requirements
Product: Interest compounds daily and is credited monthly. Deposit or withdraw funds anytime without a penalty. Rates are variable and may change after account opening. Fees may reduce earnings.
Offer: Tier 1. Variable rate; minimum balance to open and earn stated APY.
0.03% interest rate · Effective Dec 19, 2025
Rate by balance
Rate by balance for MyMoney Market Balance APY Up to $2,500 0.03% $2,500 – $50,000Your amountTier 2. 0.50% $50,000 and upTier 3. 1.25% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Offer: Rate is variable and may change after opening. Fees may reduce earnings.
Effective Oct 22, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Variable rate account; interest rate may change after account is opened. eStatements available through Online Banking.
Offer: Minimum daily balance to open account and earn APY is $10.00.
0.50% interest rate · No monthly fee
Rate checked
More details - BankGloucesterPremier Plus Money MarketPremier Plus Money Market · $10,000 min · 0.25%–2.00% by balance
Bank · 3 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Bundled account; requires that you have, or open, a BankGloucester checking account. No monthly service fee.
Offer: Requires having or opening a BankGloucester checking account. Interest compounded daily.
Qualified rate · 0.25% interest rate · Compounded daily · No monthly fee · Effective Sep 1, 2026
Rate by balance
Rate by balance for Premier Plus Money Market Balance APY Up to $10,000 0.25% $10,000 – $50,000Your amount 0.50% $50,000 – $100,000 1.00% $100,000 – $250,000 1.00% $250,000 – $500,000 2.00% $500,000 – $1,000,000 2.00% $1,000,000 and up 2.00% Rate checked
More details - Dedham SavingsPreferred Money Market AccountPreferred Money Market Account · $10 min · 0.05%–0.50% by balance
Bank · 14 branches
0.50%APY$50 a year on $10,000intro rateRequirements
Product: Rate may change after account is opened. Minimum deposit of $10 required to open account. Maximum deposit of $2,000,000. Offer available for funds not currently on deposit at Dedham Savings. Limited time offer.
Offer: Minimum daily balance to earn APY is $10. Offer available for funds not currently on deposit at Dedham Savings. Rate may change after account is opened. Limited time offer.
Promotional rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Preferred Money Market Account Balance APY Up to $9,999 0.05% $10,000 – $20,000,000Your amountMaximum deposit of $2,000,000 in new funds not currently on deposit at Dedham Savings. 0.50% Rate checked
More details - Naveo Credit UnionPremier Money MarketPremier Money Market · $2,500 min · 0.50%–3.50% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Membership eligibility requirements must be met. Variable rate account. Minimum balance to earn interest is $2,500. Interest rate tier earned is based on daily balance.
Offer: Tier 1: Daily balance of $2,500-$49,999.99.
0.50% interest rate · No monthly fee
Rate by balance
Rate by balance for Premier Money Market Balance APY $2,500 – $50,000Your amount 0.50% $50,000 – $125,000 1.00% $125,000 – $300,000 2.00% $300,000 and up 3.50% Rate checked
More details - Adams Community BankPremier Money MarketPremier Money Market · $50 min · 0.50%–1.50% by balance
Bank · 10 branches
0.50%APY$50 a year on $10,000Requirements
Product: Must schedule an appointment or visit a branch location to open.
Offer: Tier 1. Interest credited End of Month, compounded Daily. Variable rate.
0.50% interest rate · Compounded daily · Effective Oct 1, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY $10 and upYour amount 0.50% $15,000 and upTier 2. 0.75% $50,000 and upTier 3. 1.00% $100,000 and upTier 4. 1.50% $1,000,000 and upTier 5. 1.50% Rate checked
More details - Winchester Savings BankHigh Yield SavingsSavings · $10 min · 0.50%–2.65% by balance
Bank · 5 branches
0.50%APY$50 a year on $10,000Requirements
Product: $3 monthly maintenance service charge waived with a minimum balance of $250.
Offer: $3 monthly maintenance service charge waived with a minimum balance of $250. Fees may reduce earnings.
0.50% interest rate · $3 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY $10 and upYour amount 0.50% $25,000 and up 2.65% $1,000,000 and up 2.65% Rate checked
More details - Hanscom Federal Credit UnionPremier Money MarketPremier Money Market · $2,000 min · 0.50%–3.50% by balance
Credit union · 14 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Premier Checking required to open.
Offer: Premier Checking required to open.
Qualified rate · 0.50% interest rate · No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $25,000Your amount 0.50% $25,000 – $50,000 1.50% $50,000 – $100,000 2.50% $100,000 – $250,000 3.25% $250,000 – $500,000 3.25% $500,000 – $1,000,000 3.50% $1,000,000 and up 3.50% Rate checked
More details - Quincy Credit UnionMoney Market AccountMoney Market Account · $2,500 min · 0.50%–1.50% by balance
Credit union · 4 branches
0.50%APY$50 a year on $10,000Requirements
Product: Membership eligibility required; a $5 Primary Share Account must be maintained.
Offer: Tier 1. Maintain a minimum balance of $2,500 to earn dividends.
0.50% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,500 – $25,000Your amount 0.50% $25,000 – $50,000Tier 2. 1.00% $50,000 – $100,000Tier 3. 1.25% $100,000 and upTier 4. 1.50% Rate checked
More details - Albright Credit UnionMoney MarketMoney Market · $1,000 min · 0.50%–1.26% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Offer: Interest earned on deposit of $1,000-$24,999. Minimum balance $1,000.00.
0.50% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $24,999Your amount 0.50% $25,000 – $49,999Interest earned on deposit of $25,000-$49,999. 0.75% $50,000 and upInterest earned on deposit of $50,000 & up. 1.26% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Massachusetts
620 accounts at 196 banks and credit unions · checked Oct 22
- Typical
- 0.10%
- Top 10% from
- 2.41%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.10%
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Massachusetts
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Hanscom Federal Credit UnionCredit union · 14 branches
- USALLIANCE FinancialCredit union · 1 branch
- The Village BankBank · 10 branches