Credit union · NCUA insured
Service Credit Union
Top CarrotA $6.6B credit union, the 57th largest of 4,329, headquartered in Portsmouth, NH, with 383,839 members and 52 branches in 3 states. Best rates: CDs 4.10% and savings 0.55% APY.
Service Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 92% of U.S. banks and credit unions
#10 of 141 in Boston, MA-NH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Service Credit Union
Founded in 1957 to support airmen and their families at the former Pease Air Force Base in New Hampshire, Service Credit Union now operates over 50 walk-in locations.
Headquartered in Portsmouth, New Hampshire, the credit union is member-owned and NCUA-chartered.
- Headquarters
- 3003 Lafayette Rd, Portsmouth, NH 03801
- NCUA charter
- 24921
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to members of the American Consumer Council.
- Membership is open to members of the Financial Fitness Association.
- Membership is open to employees and members of participating Workplace Partners (SEGs).
Military, government and schools
- Membership is open to current and former Department of Defense employees and their families.
- Membership is open to active duty military members, veterans, and their families.
Cost to join
- A $5 share deposit is required to establish membership.
Branches
52 branches in 3 states
Loading map…
New Hampshire
36 branches
Boston area · 18
- Derry In-Store11 Ashleigh Dr, Derry, NH 03038Directions
- UNH Branch155 Main St, Durham, NH 03824Directions
- Epping Branch5 Fresh River Rd, Epping, NH 03042Directions
- Exeter Branch109 Epping Rd, Exeter, NH 03833Directions
- Hampton Branch887 Lafayette Rd, Hampton, NH 03842Directions
- Newington In-Store Branch2200 Woodbury Ave, Newington, NH 03801Directions
- Tycom Branch100 Piscataqua Dr, Newington, NH 03801Directions
- Contact Center3003 Lafayette Rd, Portsmouth, NH 03801Directions
- Pease Branch Office14 Manchester Sq Ste 190, Portsmouth, NH 03801Directions
- Portsmouth Branch2032 Lafayette Rd, Portsmouth, NH 03801Directions
- Portsmouth In-Store Branch2460 Lafayette Rd, Portsmouth, NH 03801Directions
- Rochester Branch Office90 S Main St, Rochester, NH 03867Directions
- Rochester In-Store116 Farmington Rd, Rochester, NH 03867Directions
- Salem Branch Office159 N Broadway, Salem, NH 03079Directions
- Salem In-Store Branch300 N Broadway # 344, Salem, NH 03079Directions
- Seabrook In-Store Branch700 Lafayette Rd, Seabrook, NH 03874Directions
- Somersworth Branch Office15 Penny Ln, Somersworth, NH 03878Directions
- Somersworth In-Store Branch59 Waltons Way, Somersworth, NH 03878Directions
Manchester area · 5
- Amherest In-Store Branch85 State ROUTE 101A, Amherst, NH 03031Directions
- Bedford Branch Office14 Colby Ct, Bedford, NH 03110Directions
- Hudson Branch254 Lowell Rd, Hudson, NH 03051Directions
- Manchester In-Store Branch1895 S Willow St, Manchester, NH 03103Directions
- Nashua Branch Office337 Amherst St, Nashua, NH 03063Directions
Concord area · 3
- Concord8 Merchants Way, Concord, NH 03301Directions
- Concord In-Store344 Loudon Rd, Concord, NH 03301Directions
- Franklin Branch Office886 Central St, Franklin, NH 03235Directions
Lebanon area · 3
- Dartmouth Hitchcock Medical Center Branch1 Medical Center Dr, Lebanon, NH 03756Directions
- Lebanon Branch225 Mechanic St, Lebanon, NH 03766Directions
- Plymouth In-Store Branch683 Tenney Mountain Hwy, Plymouth, NH 03264Directions
Gorham area · 2
- Gilford Branch561 Main St, Gorham, NH 03581Directions
- Gorham In-store Branch561 Main St, Gorham, NH 03581Directions
Keene area · 2
- Hinsdale In-Store Branch724 Brattleboro Rd, Hinsdale, NH 03451Directions
- Keene Branch Office403 Winchester St, Keene, NH 03431Directions
Berlin area · 1
- Berlin Branch Office200 Coos St, Berlin, NH 03570Directions
Laconia area · 1
- Laconia branch11 Veterans Sq, Laconia, NH 03246Directions
Lancaster area · 1
- Lancaster Branch Office148 Main St, Lancaster, NH 03584Directions
Massachusetts
1 branch
- Falmouth Branch Office199 Worcester Ct, Falmouth, MA 02540Directions
North Dakota
1 branch
- Grand Forks AFB Branch589 Holzapple St Bldg 210, Grand Forks AFB, ND 58204Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.89% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 2.60% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.96% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $95 | $88 | — |
- CapitalNet worth ratio11.89%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late2.60%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.96%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$95Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Service Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.