Bank · FDIC insured
Dedham Savings Savings Rates
Dedham Savings’s best savings rate is 0.50% APY on $10,000, with its Preferred Money Market Account. Rates checked October 15, 2026.
How Dedham Savings’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where Dedham Savings has the most branches. $10,000, best rate first.
This bank’s best
Dedham Savings
0.50%APY
- Requires
- None
- Minimum
- $10
- Earns on $10,000 a year
- $50
Preferred Money Market Account
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
Dedham Savings savings score
81
Savings score
Higher than 56% of U.S. banks and credit unions
- $1,000 balance$1,0005.00%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0003.40%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Dedham Savings ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Start Up Savings
0.05%APY
Must be opened with funds not currently on deposit at Dedham Savings. Online statements required within 30 days of account opening, or account will revert to standard Statement Savings account at 0.05% APY for all balances. One account per client. Limited time offer. For ages 16+.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Rates guaranteed until 12/31/26, and subject to change thereafter. Minimum daily balance to earn APY is >$0. | 5.00% | — | Rates guaranteed until 12/31/26, and subject to change thereafter. Minimum daily balance to earn APY is >$0. |
| $1,000 and upApplies to balance portion over $1,000. | 0.05% | $5 | Applies to balance portion over $1,000. |
High Yield Savings
0.05%APY
Personal accounts only. Must be opened with funds not currently on deposit with Dedham Savings. Maximum deposit amount of $2,500,000 per household. Rate may change after account is opened.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $20,000Paid on entire balance for balances under $20,000. Minimum daily balance to earn APY is >$0. | 0.05% | $5 | Paid on entire balance for balances under $20,000. Minimum daily balance to earn APY is >$0. |
| $20,000 – $2,500,000Tier applies to balances of $20,000 to $2,500,000. | 3.40% | — | Tier applies to balances of $20,000 to $2,500,000. |
| $2,500,000 and upPaid on entire balance for balances over $2,500,000. | 0.05% | — | Paid on entire balance for balances over $2,500,000. |
Sources (3)
- dedhamsavings.com/personal/savings
- dedhamsavings.com/personal/savings/high-yield-savings
- dedhamsavings.com/rates
All captured Oct 5, 2026
Premium Money Market Account
0.05%APY
Rate may change after account is opened. Minimum deposit of $10 required to open account. Maximum deposit of $2,000,000. Offer available for funds not currently on deposit at Dedham Savings. Limited time offer.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $99,999Minimum daily balance to earn APY is $10. Offer available for funds not currently on deposit at Dedham Savings. Rate may change after account is opened. Limited time offer. | 0.05% | $5 | Minimum daily balance to earn APY is $10. Offer available for funds not currently on deposit at Dedham Savings. Rate may change after account is opened. Limited time offer. |
| $100,000 – $20,000,000Minimum daily balance to earn APY is $100,000. Maximum deposit of $2,000,000 in new funds not currently on deposit at Dedham Savings. Rate may change after account is opened. Limited time offer. | 3.00% | — | Minimum daily balance to earn APY is $100,000. Maximum deposit of $2,000,000 in new funds not currently on deposit at Dedham Savings. Rate may change after account is opened. Limited time offer. |
Sources (1)
- dedhamsavings.com/rates · captured Oct 15, 2026
Preferred Money Market Account
0.50%APY
Rate may change after account is opened. Minimum deposit of $10 required to open account. Maximum deposit of $2,000,000. Offer available for funds not currently on deposit at Dedham Savings. Limited time offer.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $9,999Minimum daily balance to earn APY is $10. Offer available for funds not currently on deposit at Dedham Savings. Rate may change after account is opened. Limited time offer. | 0.05% | — | Minimum daily balance to earn APY is $10. Offer available for funds not currently on deposit at Dedham Savings. Rate may change after account is opened. Limited time offer. |
| $10,000 – $20,000,000Minimum daily balance to earn APY is $10,000. Maximum deposit of $2,000,000 in new funds not currently on deposit at Dedham Savings. Rate may change after account is opened. Limited time offer. | 0.50% | $50 | Minimum daily balance to earn APY is $10,000. Maximum deposit of $2,000,000 in new funds not currently on deposit at Dedham Savings. Rate may change after account is opened. Limited time offer. |
Sources (1)
- dedhamsavings.com/rates · captured Oct 15, 2026
Money Market Account
0.05%APY
Rate may change after the account is opened. Minimum deposit of $10 required to open account. $5.00 fee imposed every statement cycle if minimum daily balance for cycle falls below $1,000 ($5 monthly fee if average daily balance drops below $1,000).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMinimum daily balance to earn APY is $10. $5 monthly fee assessed if average daily balance / minimum daily balance drops below $1,000. Rate may change after account is opened.$10 and up | 0.05% | $5 | Minimum daily balance to earn APY is $10. $5 monthly fee assessed if average daily balance / minimum daily balance drops below $1,000. Rate may change after account is opened. |
Sources (2)
All captured Oct 15, 2026
Statement Savings
0.05%APY
Rate may change after account is opened.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10 and upMinimum daily balance to earn APY is $10.$10 and up | 0.05% | $5 | Minimum daily balance to earn APY is $10. |
Sources (3)
- dedhamsavings.com/personal/savings
- dedhamsavings.com/personal/savings/statement-savings
- dedhamsavings.com/rates
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.