Bank · FDIC insured
MountainOne Savings Rates
MountainOne’s best savings rate is 0.60% APY on $10,000, with its VISTA Personal Money Market. Rates checked October 5, 2026.
How MountainOne’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where MountainOne has the most branches. $10,000, best rate first.
This bank’s best
MountainOne
0.60%APY
- Requires
- None
- Minimum
- $50
- Earns on $10,000 a year
- $60
VISTA Personal Money Market
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
MountainOne savings score
81
Savings score
Higher than 56% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0001.25%
- QualifiedQualified0.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where MountainOne ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
VISTA Personal Money Market
Up to 0.60%APY
Rate is variable and may change after the account is opened. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upTier 1 rate. Variable rate. | 0.50% | $50 | Tier 1 rate. Variable rate. |
| $5,000 and upTier 2 rate. Variable rate. | 0.60% | $60 | Tier 2 rate. Variable rate. |
| $25,000 and upTier 3 rate. Variable rate. | 0.70% | — | Tier 3 rate. Variable rate. |
| $50,000 and upTier 4 rate. Variable rate. | 1.00% | — | Tier 4 rate. Variable rate. |
| $100,000 and upTier 5 rate. Variable rate. | 1.25% | — | Tier 5 rate. Variable rate. |
| $250,000 and upTier 6 rate. Variable rate. | 1.25% | — | Tier 6 rate. Variable rate. |
Sources (1)
- mountainone.com/rates/personal-banking · captured Oct 5, 2026
Pinnacle Money Market
Up to 0.55%APY
Rate is variable and may change after the account is opened. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1 and upTier 1 rate. Variable rate. | 0.45% | $45 | Tier 1 rate. Variable rate. |
| $5,000 and upTier 2 rate. Variable rate. | 0.55% | $55 | Tier 2 rate. Variable rate. |
| $25,000 and upTier 3 rate. Variable rate. | 0.65% | — | Tier 3 rate. Variable rate. |
| $50,000 and upTier 4 rate. Variable rate. | 0.95% | — | Tier 4 rate. Variable rate. |
| $100,000 and upTier 5 rate. Variable rate. | 1.15% | — | Tier 5 rate. Variable rate. |
| $250,000 and upTier 6 rate. Variable rate. | 1.15% | — | Tier 6 rate. Variable rate. |
Sources (1)
- mountainone.com/rates/personal-banking · captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.