Jeanne D'Arc Credit Union Savings & Money Market Rates

How Jeanne D'Arc Credit Union’s savings rates compare

Compared with banks and credit unions near Boston, MA-NH, where Jeanne D'Arc Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Jeanne D'Arc Credit Union
0.55%APY
Requires
None
Minimum
$1,000
Earns on $10,000 a year
$55
Money Market Account
Top rate
Leader Bank
5.00%APY
Requires
Monthly account activity
Minimum
$10
Earns on $10,000 a year
$500
Leader Bank rates
2nd-highest rate
Albright Credit Union
5.00%APY
Requires
Monthly account activity
Minimum
—
Earns on $10,000 a year
$500
Albright Credit Union rates

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Savings score

Higher than 53% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.50%
$10,000 balance$10,0000.55%
$100,000 balance$100,0000.65%
QualifiedQualified0.55%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Jeanne D'Arc Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Statement Savings

0.05%APY$5 to open

All new Jeanne D'Arc Credit Union members have one consumer savings account (except retirement statement savings) automatically designated as their primary savings account to receive special terms. Additional savings accounts established under the same member name and TIN are not eligible for the primary tiered rate. Requires a $5.00 Membership Account. No monthly or annual fees.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $500Primary savings account rate tier on balances up to $500.00.	8.00%	—	Primary savings account rate tier on balances up to $500.00.
Over $500Primary savings account rate paid on the remaining balance that exceeds $500.00.	0.05%	$5	Primary savings account rate paid on the remaining balance that exceeds $500.00.

Sources (4)

All captured Sep 18, 2026

Membership Account

1.00%APY$5 to open

$5.00 Membership Account is required for membership in Jeanne D'Arc Credit Union. No additional deposits are allowed.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Up to $5Required for membership; no additional deposits allowed.Up to $5	1.00%	—	Required for membership; no additional deposits allowed.

Sources (1)

jdcu.org/rates · captured Sep 18, 2026

Money Market Account

0.55%APY$1,000 to open

Requires a $5.00 Membership Account. Requires a $1,000 minimum balance to open and a minimum daily balance of $1,000 each day to obtain the disclosed APY.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
$1,000 – $10,000Must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed APY. Requires a $5.00 Membership Account.	0.50%	—	Must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed APY. Requires a $5.00 Membership Account.
$10,000 – $25,000Must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed APY. Requires a $5.00 Membership Account.	0.55%	$55	Must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed APY. Requires a $5.00 Membership Account.
$25,000 – $50,000Must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed APY. Requires a $5.00 Membership Account.	0.55%	—	Must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed APY. Requires a $5.00 Membership Account.
$50,000 – $100,000Must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed APY. Requires a $5.00 Membership Account.	0.60%	—	Must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed APY. Requires a $5.00 Membership Account.
$100,000 and upMust maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed APY. Requires a $5.00 Membership Account.	0.65%	—	Must maintain a minimum daily balance of $1,000 in your account each day to obtain the disclosed APY. Requires a $5.00 Membership Account.

Sources (1)

jdcu.org/personal/save-spend/money-market · captured Sep 18, 2026

WinStrong Savings

0.05%APY$5 to open

Available exclusively to Massachusetts residents age 18 and older. Limit one WinStrong Savings account per member. 12-month savings commitment: early withdrawal penalties apply ($10 for 1st withdrawal, $25 for 2nd withdrawal, disqualified and account closed for more than 2 withdrawals). Each $25 deposit provides 1 entry into prize drawings, up to 4 entries per month ($100). No monthly or annual maintenance fee. Requires a $5.00 Membership Account.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceNo minimum monthly balance required.Any balance	0.05%	$5	No minimum monthly balance required.

Sources (4)

All captured Sep 18, 2026

Special-purpose accounts

M3 Money Club Savings

0.05%APYKids and teens$5 to open

Available to children newborn through age 12. Primary savings account special terms apply when designated as primary savings. Requires a $5.00 Membership Account. No monthly, annual, or withdrawal fees.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $500Primary savings tier on balances up to $500.00.	8.00%	—	Primary savings tier on balances up to $500.00.
Over $500Primary savings tier paid on the remaining balance that exceeds $500.00.	0.05%	$5	Primary savings tier paid on the remaining balance that exceeds $500.00.

Sources (3)

All captured Sep 18, 2026

Senior Statement Savings

0.05%APYSeniors$5 to open

Available to members ages 65 years and older. Primary savings account special terms apply to one designated consumer savings account. Requires a $5.00 Membership Account. No monthly or annual fees.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $500Primary savings tier on balances up to $500.00.	8.00%	—	Primary savings tier on balances up to $500.00.
Over $500Primary savings tier paid on the remaining balance exceeding $500.00.	0.05%	$5	Primary savings tier paid on the remaining balance exceeding $500.00.

Sources (1)

jdcu.org/personal/save-spend/savings · captured Sep 18, 2026

StartStrong Savings

0.05%APYKids and teens$5 to open

Designed for members ages 13-18 to build healthy money habits. Primary savings account special terms apply when designated as primary savings. Requires a $5.00 Membership Account. No monthly, annual, or withdrawal fees.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $500Primary savings tier on balances up to $500.00.	8.00%	—	Primary savings tier on balances up to $500.00.
Over $500Primary savings tier paid on the remaining balance that exceeds $500.00.	0.05%	$5	Primary savings tier paid on the remaining balance that exceeds $500.00.

Sources (2)

All captured Sep 18, 2026

StartStrong Goal Account

1.00%APYClubRequirements apply$5 to open

Must have a StartStrong Savings Account or StartStrong Checking Account to open. Requires choosing 1 of 4 disbursement dates (February 1st, May 1st, August 1st, or November 1st). No early withdrawal fees if funds are needed before disbursement date. No annual fee.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
$5 and upRequires a $5.00 minimum balance to open and earn APY. Requires pairing with StartStrong Savings or StartStrong Checking.$5 and up	1.00%	$100	Requires a $5.00 minimum balance to open and earn APY. Requires pairing with StartStrong Savings or StartStrong Checking.

Sources (3)

All captured Sep 18, 2026

Coverdell Education Savings Account

0.40%APYIRA

Maximum contribution per child (age 18 or younger at time of opening) per tax year is $2,000. Contributions are not tax deductible. Withdrawals are tax-free if used for qualified education expenses. Funds must be distributed by age 30 (except special needs beneficiaries). Requires a $5.00 Membership Account. No monthly or annual fees.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceMaximum contribution of $2,000 per year per child under age 18. Requires a $5.00 Membership Account.Any balance	0.40%	$40	Maximum contribution of $2,000 per year per child under age 18. Requires a $5.00 Membership Account.

Sources (2)

All captured Sep 18, 2026

Retirement IRA Statement Savings

0.40%APYIRA$5 to open

Available as Traditional IRA and Roth IRA Statement Savings accounts. No annual maintenance fees or monthly fees. Requires a $5.00 Membership Account.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceAvailable for IRA Statement Savings. No annual maintenance fees.Any balance	0.40%	$40	Available for IRA Statement Savings. No annual maintenance fees.

Sources (3)

All captured Sep 18, 2026

Who can join Jeanne D'Arc Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

Membership is open to anyone who lives, works, or attends school in Middlesex or Essex counties (MA), Fitchburg, Leominster, Harvard, Lunenburg, or Lancaster (MA), or Hillsborough or Rockingham counties (NH).

Cost to join

Membership requires opening a membership account with a $5.00 deposit, which remains in the account until closed.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

← Jeanne D'Arc Credit Union overview

How Jeanne D'Arc Credit Union’s savings rates compare

Jeanne D'Arc Credit Union savings score

Current savings rates

Statement Savings

Membership Account

Money Market Account

WinStrong Savings

Special-purpose accounts

M3 Money Club Savings

Senior Statement Savings

StartStrong Savings

StartStrong Goal Account

Coverdell Education Savings Account

Retirement IRA Statement Savings

Who can join Jeanne D'Arc Credit Union

Where you live or work

Cost to join