Bank · FDIC insured
Cape & Coast Bank Savings Rates
Cape & Coast Bank’s best savings rate is 0.25% APY on $10,000, with its Money Market. Rates checked October 15, 2026.
How Cape & Coast Bank’s savings rates compare
Compared with banks and credit unions near Barnstable Town, MA, where Cape & Coast Bank has the most branches. $10,000, best rate first.
This bank’s best
Cape & Coast Bank
0.53%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $53
Premier Money Market
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Cape Cod 5
2.75%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $275
Cape & Coast Bank savings score
75
Savings score
Higher than 39% of U.S. banks and credit unions
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.53%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Cape & Coast Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Premier Money Market
0.53%APY
Requires an accompanying checking account with at least two (2) deposits and three (3) withdrawals posting and clearing within the first ninety (90) calendar days of account opening; otherwise, converted to standard Money Market account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Requires accompanying checking account with at least 2 deposits and 3 withdrawals post and clear within 90 days. | 0.53% | $53 | Requires accompanying checking account with at least 2 deposits and 3 withdrawals post and clear within 90 days. |
| $25,000 – $100,000Requires accompanying checking account with at least 2 deposits and 3 withdrawals post and clear within 90 days. | 2.24% | — | Requires accompanying checking account with at least 2 deposits and 3 withdrawals post and clear within 90 days. |
| $100,000 – $249,999Requires accompanying checking account with at least 2 deposits and 3 withdrawals post and clear within 90 days. | 2.34% | — | Requires accompanying checking account with at least 2 deposits and 3 withdrawals post and clear within 90 days. |
| $250,000 – $500,000Requires accompanying checking account with at least 2 deposits and 3 withdrawals post and clear within 90 days. | 2.59% | — | Requires accompanying checking account with at least 2 deposits and 3 withdrawals post and clear within 90 days. |
| $500,000 – $1,000,000Requires accompanying checking account with at least 2 deposits and 3 withdrawals post and clear within 90 days. | 2.85% | — | Requires accompanying checking account with at least 2 deposits and 3 withdrawals post and clear within 90 days. |
| $1,000,000 and upRequires accompanying checking account with at least 2 deposits and 3 withdrawals post and clear within 90 days. | 2.85% | — | Requires accompanying checking account with at least 2 deposits and 3 withdrawals post and clear within 90 days. |
Sources (2)
All captured Oct 5, 2026
Money Market
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $15,000 | 0.25% | $25 |
| $15,000 – $25,000 | 0.25% | — |
| $25,000 – $50,000 | 0.25% | — |
| $50,000 – $100,000 | 0.25% | — |
| $100,000 – $249,999 | 0.25% | — |
| $250,000 and up | 0.25% | — |
Sources (2)
All captured Oct 5, 2026
Savings Account
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (3)
- capeandcoastbank.com/personal/savings
- capeandcoastbank.com/personal/savings/savings
- capeandcoastbank.com/rates
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.