Credit union · NCUA insured
Jeanne D'Arc Credit Union
A $2.2B credit union, the 242nd largest of 4,329, headquartered in Lowell, MA, with 101,712 members and 11 branches in 2 states. Best rates: CDs 4.25% and savings 0.55% APY.
Jeanne D'Arc Credit Union Carrot Score
82
Carrot Score
Higher than 59% of U.S. banks and credit unions
#53 of 141 in Boston, MA-NH metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Jeanne D'Arc Credit Union
Founded in 1912 as a small cooperative credit society, Jeanne D’Arc Credit Union is a not-for-profit, member-owned institution.
Headquartered in Lowell, Massachusetts, the credit union operates branches across Massachusetts and in Nashua, New Hampshire.
- Headquarters
- 581 Merrimack St, Lowell, MA 01854-3908
- NCUA charter
- 67352
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, or attends school in Middlesex or Essex counties (MA), Fitchburg, Leominster, Harvard, Lunenburg, or Lancaster (MA), or Hillsborough or Rockingham counties (NH).
Cost to join
- Membership requires opening a membership account with a $5.00 deposit, which remains in the account until closed.
Branches
11 branches in 2 states
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Massachusetts
9 branches
- Main OfficeMain office581 Merrimack St, Lowell, MA 01854Directions
- Chelmsford245 Chelmsford St, Chelmsford, MA 01824Directions
- Dracut - Bridge1595 Bridge St, Dracut, MA 01826Directions
- Dracut High School1540 Lakeview Ave, Dracut, MA 01826Directions
- Dracut Lakeview1345 Lakeview Ave, Dracut, MA 01826Directions
- Lowell High School50 Father Morissette Blvd, Lowell, MA 01852Directions
- Methuen380 Merrimack St Ste 1A, Methuen, MA 01844Directions
- Tyngsboro150 Westford Rd, Tyngsboro, MA 01879Directions
- Westford196 Littleton Rd, Westford, MA 01886Directions
New Hampshire
2 branches
- Nashua102 Spit Brook Rd, Nashua, NH 03062Directions
- Nashua High School South36 Riverside St, Nashua, NH 03062Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.12% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 0.30% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.43% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $104 | $88 | — |
- CapitalNet worth ratio9.12%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late0.30%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.43%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$104Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Jeanne D'Arc Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.