Credit union · NCUA insured
Naveo Credit Union Savings Rates
Naveo Credit Union’s best savings rate is 0.50% APY on $10,000, with its Premier Money Market. Rates checked October 16, 2026.
How Naveo Credit Union’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where Naveo Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Naveo Credit Union
0.50%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $50
Premier Money Market
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
Naveo Credit Union savings score
78
Savings score
Higher than 46% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Naveo Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Premier Money Market
0.50%APY
Membership eligibility requirements must be met. Variable rate account. Minimum balance to earn interest is $2,500. Interest rate tier earned is based on daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $50,000Tier 1: Daily balance of $2,500-$49,999.99. | 0.50% | $50 | Tier 1: Daily balance of $2,500-$49,999.99. |
| $50,000 – $125,000Tier 2: Daily balance of $50,000-$124,999.99. | 1.00% | — | Tier 2: Daily balance of $50,000-$124,999.99. |
| $125,000 – $300,000Tier 3: Daily balance of $125,000-$299,999.99. | 2.00% | — | Tier 3: Daily balance of $125,000-$299,999.99. |
| $300,000 and upTier 4: Daily balance of $300,000+. | 3.50% | — | Tier 4: Daily balance of $300,000+. |
Sources (3)
- naveo.org/checking-account-comparison-sheet
- naveo.org/rates/checking-rates
- naveo.org/bank/checking/premier-money-market
All captured Oct 16, 2026
Statement Savings
0.10%APY
Monthly statements to track transactions; iBanking & ATM accessible.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.10% | $10 |
Sources (3)
All captured Oct 5, 2026
Tenant Security Savings
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.10% | $10 |
Sources (1)
- naveo.org/rates/savings-rates · captured Oct 5, 2026
Safe Savings
0.00%APY
Non-interest bearing account; iBanking and ATM accessible.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.00% | $0 |
Sources (3)
All captured Oct 5, 2026
Special-purpose accounts
Kids Club
0.25%APY
Good Saver Rewards; coloring book, crayon and prize of choice at account opening.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.25% | $25 |
Sources (3)
All captured Oct 5, 2026
Christmas Club
0.10%APY
Automatic transfer to account of choice in November; save year-round.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.10% | $10 |
Sources (3)
All captured Oct 5, 2026
Closed to new customers
Credit Journey Savings
0.10%APY
Only available for Credit Journey Loan borrowers. Loan proceeds secured in account for term of loan.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upOnly available for Credit Journey Loan borrowers.$25 and up | 0.10% | $10 | Only available for Credit Journey Loan borrowers. |
Who can join Naveo Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to anyone who lives, works, or goes to school in Middlesex and Suffolk Counties and the municipalities of Peabody, Lynn, Salem, Nahant, Lynnfield, Saugus, Swampscott, and Marblehead in Essex County within the Commonwealth of Massachusetts.
Family and household
- Open to immediate family members of individuals eligible through the geographic criteria in Massachusetts.
Other ways
- Open to organizations of Naveo members.
Cost to join
- Opening a savings account with a $5 deposit is required to become a member.
Membership information collected October 5, 2026.