Bank · FDIC insured
Cape & Coast Bank
A $1.7B bank headquartered in Yarmouth Port, MA, with 10 branches in Massachusetts. Best rates: CDs 3.70% and savings 0.25% APY.
Cape & Coast Bank Carrot Score
66
Carrot Score
Higher than 16% of U.S. banks and credit unions
#8 of 11 in Barnstable Town, MA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Cape & Coast Bank
Founded in 1921, Cape & Coast Bank is an independent community bank serving individuals, families, and businesses across Cape Cod.
The institution was previously known as The Cooperative Bank of Cape Cod before rebranding to Cape & Coast Bank.
- Headquarters
- 121 Main St, Yarmouth Port, MA 02675
- FDIC certificate
- 26517 ↗
Branches
10 branches in Massachusetts
Loading map…
Massachusetts
10 branches
- Cape & Coast BankMain office121 Main St, Yarmouth Port, MA 02675Directions
- East Dennis Branch1591 Main Street, East Dennis, MA 02641Directions
- Orleans Road Branch1470 Orleans Rd, East Harwich, MA 02645Directions
- Falmouth Main Branch238 Worcester Ct, Falmouth, MA 02540Directions
- Hyannis Branch695 Attucks Lane Hyannis, Hyannis, MA 02601Directions
- Marstons Mills Branch3878 Falmouth Rd, Marstons Mills, MA 02648Directions
- North Falmouth Branch660 N Falmouth Hwy, North Falmouth, MA 02556Directions
- Sandwich Branch275 Cotuit Rd, Sandwich, MA 02563Directions
- West Barnstable Branch1121 Route 6a, West Barnstable, MA 02668Directions
- King'S Way Branch64 Kings Circuit, Yarmouth Port, MA 02675Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.70% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.94% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.52% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $104 | $88 | — |
- CapitalLeverage ratio9.70%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.94%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.52%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$104Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Cape & Coast Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.