Bank · FDIC insured
Dedham Savings
A $2.6B bank headquartered in Dedham, MA, with 14 branches in Massachusetts. Best rates: CDs 4.15% and savings 0.50% APY.
Dedham Savings Carrot Score
81
Carrot Score
Higher than 56% of U.S. banks and credit unions
#55 of 141 in Boston, MA-NH metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Dedham Savings
Dedham Savings is based in Dedham, Massachusetts, and operates alongside South Shore Bank as an affiliate under the holding company Charlesbridge.
The institution has a history of over 190 years of operation.
- Headquarters
- 55 Elm St, Dedham, MA 02026
- FDIC certificate
- 23620 ↗
Branches
14 branches in Massachusetts
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Massachusetts
14 branches
- Dedham Institution for SavingsMain office55 Elm St, Dedham, MA 02026Directions
- Carleton Willard Branch100 Old Billerica Rd, Bedford, MA 01730Directions
- Del Pond Drive Branch1 Del Pond Dr, Canton, MA 02021Directions
- Dedham Square Branch420 Washington St, Dedham, MA 02026Directions
- East Dedham Branch260 Bussey St, Dedham, MA 02026Directions
- New Bridge Branch5000 Great Meadow Rd, Dedham, MA 02026Directions
- Highland Avenue Branch695 Highland Ave, Needham, MA 02494Directions
- Needham Branch1077 Great Plain Ave, Needham, MA 02492Directions
- Norwood Branch185 Central St, Norwood, MA 02062Directions
- Sharon Branch45 S Main St, Sharon, MA 02067Directions
- South Boston Branch636 E Broadway, South Boston, MA 02127Directions
- New Pond Village Branch180 Main St, Walpole, MA 02081Directions
- Walpole Branch1428 Main St, Walpole, MA 02081Directions
- Westwood Branch673 High St, Westwood, MA 02090Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.39% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.15% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.88% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $99 | $88 | — |
- CapitalLeverage ratio11.39%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.15%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.88%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$99Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Dedham Savings are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.