Credit union · NCUA insured
Quincy Credit Union Savings Rates
Top CarrotQuincy Credit Union’s best savings rate is 0.50% APY on $10,000, with its Money Market Account. Rates checked October 17, 2026.
How Quincy Credit Union’s savings rates compare
Compared with banks and credit unions near Boston, MA-NH, where Quincy Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Quincy Credit Union
0.50%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $50
Money Market Account
Top rate
Leader Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $500
2nd-highest rate
Albright Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $500
Quincy Credit Union savings score
78
Savings score
Higher than 47% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Quincy Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.50%APY
Membership eligibility required; a $5 Primary Share Account must be maintained.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| $2,500 – $25,000Tier 1. Maintain a minimum balance of $2,500 to earn dividends. · $2,500 to open | 0.50% | $2,500 | $50 | Tier 1. Maintain a minimum balance of $2,500 to earn dividends. |
| $25,000 – $50,000Tier 2. · $25,000 to open | 1.00% | $25,000 | — | Tier 2. |
| $50,000 – $100,000Tier 3. · $50,000 to open | 1.25% | $50,000 | — | Tier 3. |
| $100,000 and upTier 4. · $100,000 to open | 1.50% | $100,000 | — | Tier 4. |
Sources (4)
All captured Oct 7, 2026
Real Estate Escrow
0.10%APY
Membership eligibility required. A $5 Primary Share Account is required to establish and maintain membership. Rates are subject to change without notice. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $15 and upMinimum daily balance to earn APY is $15.00. Minimum amount to open account is $0.00. All Rates subject to change daily. Fees may reduce earnings on applicable accounts. Rates may change after the account is open.$15 and up | 0.10% | $10 | Minimum daily balance to earn APY is $15.00. Minimum amount to open account is $0.00. All Rates subject to change daily. Fees may reduce earnings on applicable accounts. Rates may change after the account is open. |
Sources (1)
- qcu.org/rates-2/deposit-rates · captured Oct 17, 2026
Special Share Accounts
0.10%APY
Membership eligibility required. A $5 Primary Share Account is required to establish and maintain membership. Rates are subject to change without notice. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $15 and upMinimum daily balance to earn APY is $15.00. Minimum amount to open account is $5.00. All Rates subject to change daily. Fees may reduce earnings on applicable accounts. Rates may change after the account is open.$15 and up | 0.10% | $10 | Minimum daily balance to earn APY is $15.00. Minimum amount to open account is $5.00. All Rates subject to change daily. Fees may reduce earnings on applicable accounts. Rates may change after the account is open. |
Sources (1)
- qcu.org/rates-2/deposit-rates · captured Oct 17, 2026
Special-purpose accounts
IRA Share Account
0.20%APY
Membership eligibility required. A $5 Primary Share Account is required to establish and maintain membership. Rates are subject to change without notice. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $15 and upMinimum daily balance to earn APY is $15.00. Minimum amount to open account is $250.00. All Rates subject to change daily. Fees may reduce earnings on applicable accounts. Rates may change after the account is open.$15 and up | 0.20% | $20 | Minimum daily balance to earn APY is $15.00. Minimum amount to open account is $250.00. All Rates subject to change daily. Fees may reduce earnings on applicable accounts. Rates may change after the account is open. |
Sources (1)
- qcu.org/rates-2/deposit-rates · captured Oct 17, 2026
Primary Share Savings Account
0.10%APY
Membership eligibility required (live or work in Norfolk County, Plymouth County, or Dorchester, have a family member who is already a member, etc.). Establishes ownership and membership in Quincy Credit Union with a minimum $5 opening deposit. Under 18 requires parent or legal guardian. Rates subject to change daily. Fees may reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $15 and upMinimum daily balance to earn APY is $15.00. Minimum amount to open account is $5.00. All Rates subject to change daily. Fees may reduce earnings on applicable accounts. Rates may change after the account is open.$15 and up | 0.10% | $10 | Minimum daily balance to earn APY is $15.00. Minimum amount to open account is $5.00. All Rates subject to change daily. Fees may reduce earnings on applicable accounts. Rates may change after the account is open. |
Sources (3)
All captured Oct 17, 2026
Who can join Quincy Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in the counties served (Norfolk County and Plymouth County) are eligible for membership.
Family and household
- Individuals who have a family member in the counties served are eligible for membership.
Cost to join
- A $5.00 Primary Share Account is required for membership.
Membership information collected October 5, 2026.