Compare Bank & Credit Union Rates
Best savings rates in Maine
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Maine
- 2.07%APY$207 a year on $10,000with conditions
Requirements
Product: 207 Rewards Checking Account required. No monthly maintenance service charge.
Offer: Requires 207 Rewards Checking Account. No monthly maintenance service charge.
Qualified rate · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for 207 Savings Balance APY Up to $250,000Your amount 2.07% $250,000 and up 0.00% Rate checked
More details - Milestones Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,000 min · 2.02%–2.63% by balance
Credit union · 1 branch
2.02%APY$202 a year on $10,0002.00% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,000 – $19,999Your amount 2.02% $20,000 – $49,999 2.12% $50,000 – $99,999 2.43% $100,000 and up 2.63% Rate checked
More details - Ancorum Credit UnionGolden Rate Fund PlusGolden Rate Fund Plus · $5,000 min · 0.00%–2.38% by balance
Credit union · 15 branches
2.02%APY$202 a year on $10,000Requirements
Product: Minimum check withdrawal of $500.00. Write up to three checks per month. Penalties apply for writing checks under the minimum withdrawal amount and for exceeding three checks per month. No penalty is assessed if balance falls below $5,000, but the account will not earn dividends if balance falls below $5,000 during the month.
0.00% interest rate · Effective Mar 27, 2025
Rate by balance
Rate by balance for Golden Rate Fund Plus Balance APY Up to $100 0.00% $100 – $1,000 0.00% $1,000 – $5,000 0.00% $5,000 – $25,000Your amount 2.02% $25,000 – $50,000 2.17% $50,000 – $100,000 2.27% $100,000 and up 2.38% Rate checked
More details - Ancorum Credit UnionGolden Rate FundGolden Rate Fund · $1,000 min · 0.00%–2.38% by balance
Credit union · 15 branches
2.02%APY$202 a year on $10,000Requirements
Product: Minimum withdrawal amount of $250.00. If balance drops below the minimum balance of $1,000, the account will be closed and the remaining funds transferred to the Member Savings account.
0.00% interest rate · Effective Mar 27, 2025
Rate by balance
Rate by balance for Golden Rate Fund Balance APY Up to $100 0.00% $100 – $1,000 0.00% $1,000 – $5,000 0.50% $5,000 – $25,000Your amount 2.02% $25,000 – $50,000 2.17% $50,000 – $100,000 2.27% $100,000 and up 2.38% Rate checked
More details - Ancorum Credit UnionGolden Rate Fund PlusSavings · $5,000 min · 0.00%–2.38% by balance
Credit union · 15 branches
2.02%APY$202 a year on $10,000Requirements
Product: Min balance $5,000 to keep account open; else closed and funds transferred to Member Savings. Min withdrawal $500. Dividends compounded monthly.
0.00% interest rate · Compounded monthly · Effective Mar 27, 2025
Rate by balance
Rate by balance for Golden Rate Fund Plus Balance APY Up to $100 0.00% $100 – $1,000 0.00% $1,000 – $5,000 0.00% $5,000 – $25,000Your amount 2.02% $25,000 – $50,000 2.17% $50,000 – $100,000 2.27% $100,000 and up 2.38% Rate checked
More details - KSW Federal Credit UnionMoney Market AccountsMoney Market Accounts · $2,000 min · 2.02%–2.53% by balance
Credit union · 2 branches
2.02%APY$202 a year on $10,000Requirements
Product: Access to funds two times a month without a penalty.
Offer: Tier 1
2.00% interest rate · Effective Sep 25, 2026
Rate by balance
Rate by balance for Money Market Accounts Balance APY $2,000 and upYour amount 2.02% Over $25,000Tier 2 2.27% Over $50,000Tier 3 2.53% Rate checked
More details - Maine Community BankReserve High-Yield Money MarketReserve High-Yield Money Market · $1 min · 2.00%–3.50% by balance
Bank · 22 branches
2.00%APY$200 a year on $10,000Requirements
Product: Tiered interest-bearing account. Six preauthorized transfers per statement cycle. No monthly maintenance service charge.
Offer: Stated minimum opening balance is required to obtain APY.
No monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Reserve High-Yield Money Market Balance APY Up to $50,000Your amount 2.00% $50,000 – $100,000 2.15% $100,000 – $175,000 2.35% $175,000 – $250,000 2.80% $250,000 – $500,000 3.10% $500,000 – $1,000,000 3.35% $1,000,000 and up 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Linked Kasasa Cash or Kasasa Cash Back checking account required. Automatic transfers of Kasasa checking rewards. No recurring monthly maintenance fees.
Offer: Qualifications met in linked Kasasa checking account during monthly qualification cycle.
Qualified rate · 1.98% interest rate · Balance cap $100,000 · No monthly fee · Effective Oct 1, 2026
Rate checked
More details - NorState Federal Credit UnionMoney Market /Flex AccountMoney Market /Flex Account · $1,000 min · 2.00%–2.75% by balance
Credit union · 6 branches
2.00%APY$200 a year on $10,000Requirements
Product: Dividends compounded and credited monthly, calculated using average daily balance. Maximum of 6 pre-authorized, automatic, telephone, check, draft, or debit card transfers per month. Minimum of $500 per withdrawal or deposit.
Offer: Dividends compounded and credited monthly; calculated by average daily balance method. Minimum required balance to earn dividends is $1,000.00. Minimum deposit/withdrawal is $500. Transfer limits apply (maximum 6 per month).
1.98% interest rate · Effective Sep 28, 2026
Rate by balance
Rate by balance for Money Market /Flex Account Balance APY $1,000 – $20,000Your amount 2.00% $20,000 – $75,000 2.25% $75,000 – $150,000 2.50% $150,000 and up 2.75% Rate checked
More details - Oxford Federal Credit UnionMoney MarketMoney Market · $2,500 min · 2.00%–2.50% by balance
Credit union · 2 branches
2.00%APY$200 a year on $10,000Requirements
Product: Open to members who live, work, worship, or attend school in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Sagadahoc, Somerset, and York counties in Maine, or eligible family/household members. Requires maintaining a Share Savings account with a $5 minimum balance. Up to 3 withdrawals per month permitted.
Offer: Tier applies to balances from $2,500 to $25,000.
No monthly fee
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 2.00% $25,000 – $75,000 2.25% Over $75,000 2.50% Rate checked
More details - Aroostook Savings & LoanMoney Market NowMoney Market Now · $1,000 min · 1.50%–3.25% by balance
Bank · 2 branches
1.90%APY$190 a year on $10,000Requirements
Product: Requires maintaining a balance of $1,000 to avoid a $6 monthly service charge. Account holders have the ability to issue a limit of 6 transactions monthly to a third party. $.20 per check charge applies.
Offer: Requires maintaining a balance of $1,000 to avoid a $6 monthly service charge.
1.47% interest rate · $6 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Money Market Now Balance APY Up to $10,000 1.50% $10,000 – $50,000Your amount 1.90% $50,000 – $100,000 2.15% $100,000 – $250,000 2.80% $250,000 and up 3.25% Rate checked
More details - Cumberland County Federal Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 1.76%–2.94% by balance
Credit union · 6 branches
1.76%APY$176 a year on $10,0001.75% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $25,000Your amount 1.76% $25,000 – $50,000 2.07% $50,000 – $100,000 2.43% $100,000 – $250,000 2.58% $250,000 and up 2.94% Rate checked
More details - Lisbon Community FCUMoney Market AccountMoney Market Account · $1,000 min · 1.76%–2.53% by balance
Credit union · 2 branches
1.76%APY$176 a year on $10,000Requirements
Product: Tiered dividend structure based on average daily balance. $1,000 minimum balance required to keep the account open; if the balance falls below the minimum, the account will be closed and funds transferred to Savings. Maximum of 3 withdrawals per month ($100 minimum withdrawal amount). Unlimited deposits. Rates may change after opening.
Offer: Dividends paid monthly on average daily balance. $100 minimum withdrawal amount, maximum 3 withdrawals per month. Dividend rates may change after the account is opened.
1.75% interest rate · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $20,000Your amount 1.76% $20,000 – $50,000 2.02% $50,000 – $100,000 2.27% $100,000 and up 2.53% Rate checked
More details - Gardiner Federal Credit UnionHi Yield AccountSavings · $2,000 min · 1.76%–2.17% by balance
Credit union · 2 branches
1.76%APY$176 a year on $10,000Requirements
Product: Dividends compounded and credited monthly using average daily balance method. Minimum balance to earn dividends is $2,000.00.
1.75% interest rate · Effective Sep 1, 2024
Rate by balance
Rate by balance for Hi Yield Account Balance APY $2,000 – $25,000Your amount 1.76% $25,000 – $50,000 1.87% $50,000 – $100,000 2.07% Over $100,000 2.17% Rate checked
More details - Great Falls Federal Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.36%–2.17% by balance
Credit union · 2 branches
1.66%APY$166 a year on $10,000Requirements
Offer: Minimum deposit to earn dividends is $1,000.00.
1.35% interest rate · No monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $2,000 1.36% $2,000 – $20,000Your amount 1.66% $20,000 – $75,000 1.91% $75,000 and up 2.17% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Maine
191 accounts at 73 banks and credit unions · checked Oct 15–22
- Typical
- 0.10%
- Top 10% from
- 2.02%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.15%
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Maine
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Maine Family Federal Credit UnionCredit union · 2 branches
- Oxford Federal Credit UnionCredit union · 2 branches
- Dirigo Federal Credit UnionCredit union · 4 branches