Credit union · NCUA insured
Ancorum Credit Union
A $405.7M credit union headquartered in Bath, ME, with 30,563 members and 15 branches in Maine. Best rates: CDs 3.56% and savings 2.02% APY.
Ancorum Credit Union Carrot Score
80
Carrot Score
Higher than 53% of U.S. banks and credit unions
#19 of 39 in Portland, ME metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Ancorum Credit Union
Founded in 1956 by Bath Iron Works employees as BIW Employees Federal Credit Union, the institution was renamed Ancorum Credit Union in August 2025.
Based in Bath, Maine, the member-owned cooperative serves twelve Maine counties.
- Headquarters
- 765 Washington St, Bath, ME 04530
- NCUA charter
- 67993
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who works, resides, or worships in Androscoggin, Cumberland, Franklin, Kennebec, Knox, Lincoln, Oxford, Penobscot, Piscataquis, Sagadahoc, Somerset, or Waldo County is eligible for membership.
Employers and groups
- Employees of Ancorum Credit Union are eligible for membership.
Family and household
- Relatives of existing members are eligible for membership.
Cost to join
- Membership is established with a minimum balance Savings Account deposit of $5.
Branches
15 branches in Maine
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Maine
15 branches
Portland area · 8
- Ancorum Credit UnionMain office765 Washington St, Bath, ME 04530Directions
- Ancorum Credit Union9 Main St, Bowdoinham, ME 04008Directions
- Ancorum Credit Union171 Bath Rd, Brunswick, ME 04011Directions
- Ancorum Credit Union19 Commercial St, Portland, ME 04101Directions
- Ancorum Credit Union500 Gallery Blvd, Located inside Wal-Mart Supercenter, Scarborough, ME 04074Directions
- Ancorum Credit Union3 Hamilton Ct, Topsham, ME 04086Directions
- Ancorum Credit Union30 Landing Rd, Windham, ME 04062Directions
- Ancorum Credit Union219 Route 1, Yarmouth, ME 04096Directions
Lewiston area · 3
- Ancorum Credit Union100 Mount Auburn Ave, Auburn, ME 04210Directions
- Ancorum Credit Union35 Ash St, Lewiston, ME 04240Directions
- Ancorum Credit Union218 Lisbon St, Lisbon, ME 04250Directions
Augusta area · 2
- Ancorum Credit Union201 Civic Center Dr, Augusta, ME 04330Directions
- Ancorum Credit Union80 Waterville Commons Dr, Waterville, ME 04901Directions
Rockland area · 1
- Ancorum Credit Union710 Main St, Rockland, ME 04841Directions
Skowhegan area · 1
- Ancorum Credit Union60 Fairgrounds Mkt Pl, Located inside Wal-Mart Supercenter, Skowhegan, ME 04976Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.51% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.60% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.59% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $80 | $76 | — |
- CapitalNet worth ratio9.51%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.60%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.59%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$80Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Ancorum Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.