Credit union · NCUA insured
KSW Federal Credit Union Savings Rates
KSW Federal Credit Union’s best savings rate is 2.02% APY on $10,000, with its Money Market Accounts. Rates checked October 22, 2026.
How KSW Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Augusta, ME, where KSW Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
KSW Federal Credit Union
2.02%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $202
Money Market Accounts
Top rate
Northeast Bank
3.50%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $350
2nd-highest rate
Camden National Bank
2.65%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $265
KSW Federal Credit Union savings score
88
Savings score
Higher than 85% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0002.02%
- $100,000 balance$100,0002.53%
- QualifiedQualified2.02%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where KSW Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
2.02%APY
Access to funds two times a month without a penalty.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,000 and upTier 1 | 2.02% | $202 | Tier 1 |
| Over $25,000Tier 2 | 2.27% | — | Tier 2 |
| Over $50,000Tier 3 | 2.53% | — | Tier 3 |
Sources (1)
- kswfcu.org/products/investment-rates · captured Oct 3, 2026
Kasasa Saver
Up to 0.75%APY
Links to free Kasasa Cash or Kasasa Cash Back checking. Requires $25 minimum balance to remain open / keep account open. No monthly maintenance fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Requires qualifying for Kasasa Cash or Kasasa Cash Back rewards (at least 12 debit card purchases post and settle during qualification cycle, log into online or mobile banking, enrolled in e-statements, valid email on record). | 0.75% | $75 | Requires qualifying for Kasasa Cash or Kasasa Cash Back rewards (at least 12 debit card purchases post and settle during qualification cycle, log into online or mobile banking, enrolled in e-statements, valid email on record). |
| Any balanceEarned if qualifications are not met in Kasasa Cash or Kasasa Cash Back. | 0.05% | $5 | Earned if qualifications are not met in Kasasa Cash or Kasasa Cash Back. |
Sources (4)
- kswfcu.org/products/investment-rates
- kswfcu.org/products/kasasa-saver
- kswfcu.org/products/savings
- kswfcu.org/products/traditional-club-accounts
All captured Oct 3, 2026
Share Savings
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (3)
- kswfcu.org/products/investment-rates
- kswfcu.org/products/savings
- kswfcu.org/products/traditional-club-accounts
All captured Oct 3, 2026
Special-purpose accounts
Christmas Club Accounts
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (2)
All captured Oct 3, 2026
Club Accounts
0.05%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (3)
- kswfcu.org/products/investment-rates
- kswfcu.org/products/savings
- kswfcu.org/products/traditional-club-accounts
All captured Oct 3, 2026
Youth Accounts (Monty Moose)
0.05%APY
Open to kids 12 and under. Kids earn Monty Moose Bucks for each deposit of $5.00 or more.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.05% | $5 |
Sources (3)
- kswfcu.org/products/investment-rates
- kswfcu.org/products/savings
- kswfcu.org/products/traditional-club-accounts
All captured Oct 3, 2026
Who can join KSW Federal Credit Union
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