Credit union · NCUA insured
Milestones Federal Credit Union
A $34.7M credit union headquartered in Lewiston, ME, with 1,817 members and 1 branch in Maine. Best rates: CDs 4.07% and savings 2.02% APY.
Milestones Federal Credit Union Carrot Score
86
Carrot Score
Higher than 72% of U.S. banks and credit unions
#7 of 17 in Lewiston, ME metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Milestones Federal Credit Union
Established in 1944 as Lewiston Municipal Federal Credit Union, Milestones Federal Credit Union originally served the municipal employees of Lewiston, Maine.
Headquartered in Lewiston, Maine, the member-owned credit union rebranded to Milestones Federal Credit Union in October 2021.
Following a 2024 charter change, the credit union serves individuals who live, work, attend school, volunteer, or worship in Androscoggin or Cumberland County.
- Headquarters
- 291 Pine St, Lewiston, ME 04240
- NCUA charter
- 5144
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, attends school, or volunteers in Androscoggin or Cumberland counties is eligible to join.
Family and household
- Individuals who have a family member who is an existing member are eligible to join.
Cost to join
- Joining requires opening a share savings account with a minimum $5.00 deposit.
Branches
1 branch in Maine
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Maine
1 branch
- Main OfficeMain office291 Pine St, Lewiston, ME 04240Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.93% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.76% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.05% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $77 | $59 | — |
- CapitalNet worth ratio10.93%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.76%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.05%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$77Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Milestones Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.