Credit union · NCUA insured
Lisbon Community FCU
Top CarrotA $211.2M credit union headquartered in Lisbon, ME, with 10,474 members and 2 branches in Maine. Best rates: CDs 3.56% and savings 1.76% APY.
Lisbon Community FCU Carrot Score
Carrot ScoreTop Carrot
Higher than 83% of U.S. banks and credit unions
#4 of 17 in Lewiston, ME metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Lisbon Community FCU
Founded in 1959, Lisbon Community Federal Credit Union was established to serve individuals residing or working in the Lisbon, Lisbon Falls, and Durham areas of Maine.
Headquartered in Lisbon, Maine, the institution is a member-owned cooperative financial institution governed by a volunteer Board of Directors elected by its membership.
- Headquarters
- 2 Bisbee St, Lisbon, ME 04250-6835
- NCUA charter
- 13190
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, worship, or attend school in, and businesses and other legal entities located in specified towns and cities in Maine (Lewiston, Auburn, Durham, Lisbon, Sabattus, Bowdoin, Topsham, or Pownal).
Family and household
- Relatives of current Members are eligible to join.
Cost to join
- Eligible members may join by opening a savings account with a minimum deposit of $25.
Branches
2 branches in Maine
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Maine
2 branches
- Temp Main OfficeMain office2 Bisbee St, Lisbon, ME 04250Directions
- Lewiston Branch Office802 Sabattus St, Lewiston, ME 04240Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 11.50% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.23% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.88% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $55 | $76 | — |
- CapitalNet worth ratio11.50%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.23%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.88%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$55Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Lisbon Community FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.