Credit union · NCUA insured
Great Falls Federal Credit Union Savings Rates
Top CarrotGreat Falls Federal Credit Union’s best savings rate is 1.66% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Great Falls Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Augusta, ME, where Great Falls Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Great Falls Federal Credit Union
1.66%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $166
Money Market Account
Top rate
Northeast Bank
3.50%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $350
2nd-highest rate
Camden National Bank
2.65%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $265
Great Falls Federal Credit Union savings score
89
Savings score
Higher than 86% of U.S. banks and credit unions
- $1,000 balance$1,0001.36%
- $10,000 balance$10,0001.66%
- $100,000 balance$100,0002.17%
- QualifiedQualified1.66%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Great Falls Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.66%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $2,000Minimum deposit to earn dividends is $1,000.00. | 1.36% | — | Minimum deposit to earn dividends is $1,000.00. |
| $2,000 – $20,000Minimum deposit to earn dividends is $1,000.00. | 1.66% | $166 | Minimum deposit to earn dividends is $1,000.00. |
| $20,000 – $75,000Minimum deposit to earn dividends is $1,000.00. | 1.91% | — | Minimum deposit to earn dividends is $1,000.00. |
| $75,000 and upMinimum deposit to earn dividends is $1,000.00. | 2.17% | — | Minimum deposit to earn dividends is $1,000.00. |
Share Savings Account
0.05%APY
Minimum deposit of $25.00 required to earn dividends. No monthly service charges.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum deposit of $25.00 to earn dividends.$25 and up | 0.05% | $5 | Minimum deposit of $25.00 to earn dividends. |
Sources (3)
- greatfallsfcu.com/savings
- greatfallsfcu.com/accounts/cer…ate-of-deposit-auburn-me
- greatfallsfcu.com/accounts/savings-auburn-me
All captured Oct 3, 2026
Special-purpose accounts
All-Purpose Club
0.05%APY
No monthly service charge or minimum deposit required to open. Minimum deposit of $25.00 to earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upRate applies to Clubs schedule. Minimum deposit of $25.00 to earn dividends.$25 and up | 0.05% | $5 | Rate applies to Clubs schedule. Minimum deposit of $25.00 to earn dividends. |
Sources (2)
All captured Oct 3, 2026
Christmas Club
0.05%APY
No monthly service charge or minimum deposit to open. Funds automatically transfer to the account of choice on October 1st; early withdrawals may incur a penalty. Minimum deposit of $25.00 to earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upRate applies to Clubs schedule. Minimum deposit of $25.00 to earn dividends. Annual payout on October 1st.$25 and up | 0.05% | $5 | Rate applies to Clubs schedule. Minimum deposit of $25.00 to earn dividends. Annual payout on October 1st. |
Sources (2)
All captured Oct 3, 2026
Vacation Club
0.05%APY
No monthly service charge or minimum deposit required to open. Minimum deposit of $25.00 to earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upRate applies to Clubs schedule. Minimum deposit of $25.00 to earn dividends.$25 and up | 0.05% | $5 | Rate applies to Clubs schedule. Minimum deposit of $25.00 to earn dividends. |
Sources (2)
All captured Oct 3, 2026
Who can join Great Falls Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in the field of membership (Auburn, Durham, Greene, Leeds, Lewiston, Lisbon, Lisbon Falls, Livermore, Litchfield, Mechanic Falls, Minot, Monmouth, Poland, Sabattus, Turner, and Wales) are eligible for membership.
Family and household
- Individuals who have a family member who is already an existing member of Great Falls Credit Union are eligible for membership.
Cost to join
- Make a minimum deposit of $5 to open a savings account and establish membership.
- Open and maintain a Share Account with a minimum balance of $25.00.
Membership information collected October 4, 2026.