Credit union · NCUA insured
Lisbon Community FCU Savings Rates
Top CarrotLisbon Community FCU’s best savings rate is 1.76% APY on $10,000, with its Money Market Account. Rates checked October 22, 2026.
How Lisbon Community FCU’s savings rates compare
Compared with banks and credit unions near Lewiston, ME, where Lisbon Community FCU has the most branches. $10,000, best rate first.
This credit union’s best
Lisbon Community FCU
1.76%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $176
Money Market Account
Top rate
Northeast Bank
3.50%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $350
2nd-highest rate
Camden National Bank
2.65%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $265
Lisbon Community FCU savings score
89
Savings score
Higher than 88% of U.S. banks and credit unions
- $1,000 balance$1,0001.76%
- $10,000 balance$10,0001.76%
- $100,000 balance$100,0002.53%
- QualifiedQualified1.76%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Lisbon Community FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
1.76%APY
Tiered dividend structure based on average daily balance. $1,000 minimum balance required to keep the account open; if the balance falls below the minimum, the account will be closed and funds transferred to Savings. Maximum of 3 withdrawals per month ($100 minimum withdrawal amount). Unlimited deposits. Rates may change after opening.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $20,000Dividends paid monthly on average daily balance. $100 minimum withdrawal amount, maximum 3 withdrawals per month. Dividend rates may change after the account is opened. | 1.76% | $176 | Dividends paid monthly on average daily balance. $100 minimum withdrawal amount, maximum 3 withdrawals per month. Dividend rates may change after the account is opened. |
| $20,000 – $50,000Dividends paid monthly on average daily balance. $100 minimum withdrawal amount, maximum 3 withdrawals per month. Dividend rates may change after the account is opened. | 2.02% | — | Dividends paid monthly on average daily balance. $100 minimum withdrawal amount, maximum 3 withdrawals per month. Dividend rates may change after the account is opened. |
| $50,000 – $100,000Dividends paid monthly on average daily balance. $100 minimum withdrawal amount, maximum 3 withdrawals per month. Dividend rates may change after the account is opened. | 2.27% | — | Dividends paid monthly on average daily balance. $100 minimum withdrawal amount, maximum 3 withdrawals per month. Dividend rates may change after the account is opened. |
| $100,000 and upDividends paid monthly on average daily balance. $100 minimum withdrawal amount, maximum 3 withdrawals per month. Dividend rates may change after the account is opened. | 2.53% | — | Dividends paid monthly on average daily balance. $100 minimum withdrawal amount, maximum 3 withdrawals per month. Dividend rates may change after the account is opened. |
Share Accounts
0.10%APY
$25.00 minimum balance to open and maintain the account. Dividends are paid monthly based on the average daily balance. No monthly service charges. Establishes credit union membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upDividends are paid monthly on the average daily balance. Dividend rates may change after the account is opened. Fees may reduce earnings.$25 and up | 0.10% | $10 | Dividends are paid monthly on the average daily balance. Dividend rates may change after the account is opened. Fees may reduce earnings. |
Special-purpose accounts
Health Savings Accounts
1.76%APY
Must be covered by a qualified high-deductible health plan (HDHP), not enrolled in Medicare, and not claimed as a dependent on someone else's tax return. No annual fee. Dividends paid monthly on average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $20,000No annual fee. Dividends paid monthly on the average daily balance. Dividend rates may change after the account is opened. | 1.76% | $176 | No annual fee. Dividends paid monthly on the average daily balance. Dividend rates may change after the account is opened. |
| $20,000 – $50,000No annual fee. Dividends paid monthly on the average daily balance. Dividend rates may change after the account is opened. | 2.02% | — | No annual fee. Dividends paid monthly on the average daily balance. Dividend rates may change after the account is opened. |
| $50,000 – $100,000No annual fee. Dividends paid monthly on the average daily balance. Dividend rates may change after the account is opened. | 2.27% | — | No annual fee. Dividends paid monthly on the average daily balance. Dividend rates may change after the account is opened. |
| $100,000 and upNo annual fee. Dividends paid monthly on the average daily balance. Dividend rates may change after the account is opened. | 2.53% | — | No annual fee. Dividends paid monthly on the average daily balance. Dividend rates may change after the account is opened. |
IRA Share Accounts
1.76%APY
Requires a minimum balance of $100.00. Offers Traditional and Roth IRA options. No annual fee. Dividends paid monthly on the average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $20,000No annual fee. Dividends paid monthly on the average daily balance. Dividend rates may change after the account is opened. | 1.76% | $176 | No annual fee. Dividends paid monthly on the average daily balance. Dividend rates may change after the account is opened. |
| $20,000 – $50,000No annual fee. Dividends paid monthly on the average daily balance. Dividend rates may change after the account is opened. | 2.02% | — | No annual fee. Dividends paid monthly on the average daily balance. Dividend rates may change after the account is opened. |
| $50,000 – $100,000No annual fee. Dividends paid monthly on the average daily balance. Dividend rates may change after the account is opened. | 2.27% | — | No annual fee. Dividends paid monthly on the average daily balance. Dividend rates may change after the account is opened. |
| $100,000 and upNo annual fee. Dividends paid monthly on the average daily balance. Dividend rates may change after the account is opened. | 2.53% | — | No annual fee. Dividends paid monthly on the average daily balance. Dividend rates may change after the account is opened. |
Club Accounts
0.10%APY
Available as Holiday, Vacation, and All-Purpose club accounts. No minimum balance to open. Penalty-free withdrawals at any time. Dividends paid monthly on the average daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0No minimum balance to open account. Minimum balance $0.01 to earn dividends. Dividends paid monthly on the average daily balance. Dividend rates may change after account is opened.Over $0 | 0.10% | $10 | No minimum balance to open account. Minimum balance $0.01 to earn dividends. Dividends paid monthly on the average daily balance. Dividend rates may change after account is opened. |
FOCUS Accounts
0.10%APY
Available to teens ages 13-18 who have not graduated from high school. $25 minimum balance. Dividends paid monthly on the average daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and up$25 minimum balance. Dividends paid monthly on the average daily balance. Dividend rates may change after account is opened.$25 and up | 0.10% | $10 | $25 minimum balance. Dividends paid monthly on the average daily balance. Dividend rates may change after account is opened. |
Monty Moose Accounts
0.10%APY
Available to children ages 12 and under. No minimum balance. No minimum transaction amount. Dividends paid monthly on the average daily balance. Monty Moose dollars earned with each deposit.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0No minimum balance to open account. Minimum balance $0.01 to earn dividends. Available to children ages 12 and under. Dividends paid monthly on the average daily balance. Dividend rates may change after account is opened.Over $0 | 0.10% | $10 | No minimum balance to open account. Minimum balance $0.01 to earn dividends. Available to children ages 12 and under. Dividends paid monthly on the average daily balance. Dividend rates may change after account is opened. |
Who can join Lisbon Community FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, worship, or attend school in, and businesses and other legal entities located in specified towns and cities in Maine (Lewiston, Auburn, Durham, Lisbon, Sabattus, Bowdoin, Topsham, or Pownal).
Family and household
- Relatives of current Members are eligible to join.
Cost to join
- Eligible members may join by opening a savings account with a minimum deposit of $25.
Membership information collected October 4, 2026.